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12518 Gracie Ln, Spanish Fort, AL, 36527

5beds
3baths
3,223sqft
$674,900
$209price/sqft
$4,394/moest. monthly cost
$175,760/yrincome needed

About This Home

Beautifully maintained home located in Rayne Plantation. This lovely, ORIGINAL Truland build, features five spacious bedrooms, three full bathrooms, and a gorgeous kitchen with stainless steel appliances. The open-concept living area is great for entertaining, and the layout is wonderful for family and guests. Enjoy a wonderful neighborhood, close to local schools, and steps from your community pool. MANY upgrades in the past 12 months to include both HVAC units, tankless water heater, new fence (coming), and much more. This home boasts both comfort and charm in a welcoming area. Seller to provide 1-year home warranty. Buyer agents welcome. Buyer to verify all information during due diligence.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Stonebridge ElementaryGrades K-60.8 mi
10/10
10/10
Spanish Fort High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Hardboard,Solid Masonry,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Other,Refrigerator w/Ice Maker,Cooktop,Tankless Water Heater

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Second
  • Area: 238

Bedroom4

  • Level: Second
  • Area: 192

Bedroom5

  • Level: Second
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),En-Suite,High Ceilings,High Speed Internet,Vaulted Ceiling(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Electric,Gas Log
  • Fireplace: Yes

Heating

  • Heating features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,223
  • Total interior livable area: 3,223 sqft

Kitchen

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 266

Property

Details

  • Parcel number: 3304190000002.083

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Association
  • Patio & porch: Covered,Porch,Patio,Rear Porch,Front Porch,Side Porch,Wrap Around
  • Exterior features: Irrigation Sprinkler,Termite Contract
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: Other-See Remarks

Lot

  • Lot size: 0.53 Acres
  • Features: Less than 1 acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,412$40,944
Home Insurance *$459$5,508
Property Taxes $163$1,956
Electricity $360$4,327
Total$4,394$52,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,651/yr
40% on housing$131,820/yr
45% on housing$117,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 36527$187
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36527$182
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$674,900
2026-03-16Listed for sale$679,900
2024-12-20Sold$625,000
2024-10-31Pending sale$660,000
2024-10-24Price change$660,000
2024-09-04Listed for sale$669,000
2013-07-30Sold$75,000

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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