3596 Payne Ave APT 2, San Jose, CA, 95117
About This Home
Welcome to 3596 Payne Ave #2, a rare opportunity to own a well-maintained ground-level corner condo in a desirable San Jose location. Lovingly cared for by the same family since 1992, this 3-bedroom, 2-bath home offers approximately 1,080 sq. ft. and one of the larger layouts in the community. Enjoy a functional floor plan, added privacy from the corner location, and a large private patio ideal for entertaining, relaxing, or outdoor dining. Ideally situated near the community pool, with convenient access to San Tomas Expressway for an easy commute, plus close proximity to shopping, dining, and everyday conveniences. Located within the sought-after Moreland School District and served by Prospect High School, this is a compelling opportunity for homeowners and investors alike.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Slab,Concrete Perimeter
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Built-In Electric Range,Dishwasher
- Laundry features: See Remarks,Other
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Laminate
- Common walls with other units/homes: No One Below
Heating & Cooling
- Heating features: Gas,Wall Furnace
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,080 sqft
Kitchen
- Features: Granite Counters
Master Bedroom
- Features: Closet
Property
Details
- Parcel number: 30513029
- Attached to another structure: Yes
- Zoning description: R3H
- Special condition: Offer As Is
Features
- Entry location: Ground Floor,Lower Level
- Private pool: Yes
- Pool features: Community
Lot
- Lot size: 2,282 sqft
- Features: Corner Lot
Parking
- Total spaces: 1
- Parking features: Assigned,Detached,Level Driveway/Sidewalks
- Has garage: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $845 | $10,140 |
| Electricity | $398 | $4,786 |
| Total | $4,578 | $54,936 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $675,000 |
View on Zillow