3598 Payne Ave APT 8, San Jose, CA, 95117
About This Home
Beautiful 2 bed, 1 bath upstairs condo in a prime San Jose location! This 910 sq ft home features brand new carpet (protection plan through 7/2/2029), fresh interior paint, and upgraded tile flooring in the kitchen. Stylish cherry wood cabinets, a remodeled bathroom with new vanity, mirror, and lighting, plus a bright open living/dining area filled with natural light. Enjoy a private covered balcony perfect for relaxing or entertaining. Community includes 2 gated pools and on-site laundry in a quiet, well-maintained setting. Fantastic location near Payne & Moreland schools, parks, shopping, and dining. Easy access to Hwy 280, 17, 880, 85 & 101 via San Tomas Expressway. Minutes to Santana Row, Valley Fair, Downtown Campbell, Westgate & Pruneyard.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Laundry features: Community Facility
Bathroom
- Features: ShoweroverTub1, Tub
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 910
- Total interior livable area: 910 sqft
Property
Details
- Parcel number: 30513038
- Zoning: R3H
- Special condition: Standard
Features
- Stories: 1
- Pool features: Community
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $37 | $444 |
| Property Taxes | $653 | $7,836 |
| Electricity | $398 | $4,786 |
| Total | $3,565 | $42,780 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $490,000 |
| 2026-03-31 | Listed for sale | $495,000 |
| 2024-08-27 | Listing removed | -- |
| 2024-07-30 | Listed for sale | $540,000 |
| 1998-08-06 | Sold | $135,000 |
| 1998-03-10 | Sold | $96,510 |
| 1996-10-02 | Sold | $88,000 |
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