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548 Portofino Loop, Foley, AL, 36535

1beds
1baths
961sqft
$350,000
$364price/sqft
$2,347/moest. monthly cost
$93,880/yrincome needed

About This Home

Don’t miss your chance to own a gold-fortified Casita in the exclusive Bella Terra Luxury gated community located in South Foley, offering convenient access to shopping and just a short drive to the beach. It’s the perfect blend of luxury and coastal living! Bella Terra is restricted to Luxury Class A (15 years or newer & 32' or greater in length) and SUPER C (10 yrs or newer & 40' or greater in length). This property features a custom-built 981 sq. ft. casita with an attached screened-in back porch and a covered front patio—ideal for entertaining or relaxing. The casita boasts a well-equipped kitchen with custom cabinetry, beautiful countertops, a gas range, a full-size refrigerator, dishwasher and a microwave. Enjoy casual dining at the breakfast bar or on the covered patio. The laundry area includes ample storage and a full-size washer and gas dryer. The spacious bathroom features a tiled walk-in shower and a double vanity. The bedroom offers direct access to the screened porch, where you can enjoy your morning coffee in peace. Outdoors, the covered patio is perfect for hosting guests, complete with a mini fridge, sink, and storage, as well as a louvered wall to control airflow. The large lot provides extra space between your coach and the casita, perfect for additional seating or entertaining. With ceiling fans inside and out, comfort is guaranteed. All furnishings are negotiable. Make this luxurious coastal retreat your home base and experience the truth of Dorothy’s timeless words: “There’s no place like home.”

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
Foley Middle SchoolGrades 7-84.4 mi
7/10
Foley High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater/Gas,Dryer,Washer,Built In Microwave,Dishwasher,Refrigerator
  • Laundry features: Inside,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 961
  • Total interior livable area: 961 sqft

Kitchen

  • Level: First
  • Area: 112

Living Room

  • Level: First
  • Area: 192

Master Bedroom

  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 6105150000005.002.903
  • Zoning description: City

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Spa features: Community

Lot

  • Lot size: 2,613 sqft
  • Features: Corner Lot

Parking

  • Parking features: RV Access/Parking,RV/Boat Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$254$3,048
Property Taxes $84$1,008
Electricity $240$2,881
Total$2,347$28,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,468/yr
40% on housing$70,410/yr
45% on housing$62,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 36535$171
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36535$179
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-19Price change$350,000
2025-01-23Listed for sale$369,900
2021-02-18Sold$99,000
2021-01-22Pending sale$99,000
2021-01-22Listed for sale$99,000

For Sale by Agent

AgentDonna Fitts
BrokerageRE/MAX OF ORANGE BEACH

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