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32523 Lakeview Cir, Loxley, AL, 36551

2beds
3baths
1,900sqft
$519,000
$273price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

Welcome to the private gated community of Steelwood! This 2 bedroom and 2.5 bathroom cottage overlooks the beautiful 200-acre lake at Steelwood along with the tee box of #18. Inside you will find thoughtful updates to this entire home, including updated kitchen, completely remodeled bathrooms, new LVP flooring, gas burning fireplace, and a view to die for! In the living room you will find floor to ceiling built-ins surrounding a gas burning stone fireplace. The large primary bedroom features a beautiful sitting room right off the bedroom, with plenty of natural light to watch an amazing sunrise over the lake. The primary bath offers even more added closet space, double vanities and a fully tiled step in shower. The guest bedroom has its own ensuite bathroom providing complete privacy for your guests. On the huge back screened porch, sit and watch golfers by day and the stars by night. This home also offers a full-size golf cart garage under the house. The underneath has also been completely encapsulated, providing unending options for storage, an office or maybe a hobby area. The HVAC has been updated to include a dehumidifier on both upstairs and downstairs. With plantation shutters throughout, completely remodeled bathrooms, high ceilings with crown molding and a priceless view, this home will not last long. Schedule your showing today! Buyer to verify all information during due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-66.1 mi
8/10
8/10
Robertsdale High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Hardboard,Solid Masonry,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator w/Ice Maker,Cooktop,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining/Kitchen Combo
  • Level: Main
  • Area: 196

Features

  • Central Vacuum,Ceiling Fan(s),En-Suite
  • Flooring: Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Main
  • Area: 115.2

Living Room

  • Level: Main
  • Area: 440

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: 1st Floor Primary, Sitting Area, Multiple Walk in Closets
  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 3306130000001.092
  • Zoning description: Single Family Residence

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Association
  • Patio & porch: Screened
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Steelwood Lake

Lot

  • Lot size: 10,454 sqft
  • Features: Less than 1 acre,On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Golf Cart Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$356$4,272
Property Taxes $125$1,500
Electricity $240$2,881
Total$3,345$40,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$167
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$545,000
2025-02-14Sold$495,500
2023-07-14Sold$485,000
2023-07-05Listed for sale$499,900
2023-06-16Listing removed--
2023-04-16Price change$509,900
2023-01-24Price change$514,900
2022-08-29Price change$519,900
2022-08-19Price change$529,900
2022-06-29Price change$539,900
2022-05-11Price change$549,900
2022-03-30Listed for sale$599,900

For Sale by Agent

AgentShannon Ross
BrokerageEXIT Realty Gulf Shores

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