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11943 Gateway Dr, Elberta, AL, 36530

1beds
2baths
952sqft
$485,000
$509price/sqft
$3,076/moest. monthly cost
$123,040/yrincome needed

About This Home

Welcome to this well-maintained RV coach home with an oversized RV parking pad located in Lake Osprey RV Country Club in Elberta, Alabama. This property offers a functional, efficient layout designed for comfort and low maintenance living. The interior features an open living area, high ceilings with trays, a large island in the fully equipped kitchen with ample storage, walk in pantry, granite countertops throughout, the main bedroom bath has a garden tub, a tiled walk in shower, a double vanity, a built in desk work area in the hallway, a laundry room, and a half bath. The main bedroom leads out to a screened in back porch overlooking a private patio area. This rear patio has room for a dinette table, built in bar, along with a gas firepit with room for sitting, backing up to the block wall for added privacy. This home is suitable for full-time living, seasonal use, or a vacation retreat. There are RV model, size, and year restrictions. The HOA offers an RV lot rental program if you are looking for investment income. Coach home can not be rented. Discover the ultimate in luxury living with access to top tier community features such as: an Elegant clubhouse with a full kitchen and social areas (recently remodeled) Infinity-edge pool & hot tub, a state of the art fitness center, laundry facilities, pickleball courts, putting green & tiki bar, dog park with washing station, grilling areas and walking trails, and lake access for paddleboarding and kayaking This is a deeded property within a true subdivision. HOA dues are $320/month and include water, sewer, trash, cable TV, internet, and lawncare — offering both comfort and convenience. Prime location, just minutes from the beautiful Gulf Coast beaches, top-rated golf courses, shopping, dining, and three airports, Lake Osprey offers a perfect blend of luxury, leisure, and accessibility. Buyer to verify all information during due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Elberta Elementary SchoolGrades PK-62.6 mi
6/10
Elberta Middle SchoolGrades 7-83.6 mi
9/10
Elberta Middle SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: RV Coach House
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator w/Ice Maker,Washer/Dryer Stacked,ENERGY STAR Qualified Appliances,Tankless Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),En-Suite,High Ceilings,High Speed Internet
  • Window features: Window Treatments,Double Pane Windows
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Heat Pump,Ceiling Fan(s)

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Separate Shower

Master Bedroom

  • Features: 1st Floor Primary, Walk-In Closet(s)

Property

Details

  • Parcel number: 5307260000015.047
  • Zoning description: Within Corp Limits

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Association
  • Patio & porch: Patio,Screened
  • Exterior features: RV Hookup,Irrigation Sprinkler,Termite Contract
  • Spa features: Community
  • Fencing: Partial
  • Has view: Yes
  • View description: None
  • Waterfront features: No Waterfront

Lot

  • Lot size: 5,227 sqft
  • Features: Less than 1 acre
  • Lot size dimensions: 32.2 x 123 x 52.6

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$267$3,204
Property Taxes $117$1,404
Electricity $240$2,881
Total$3,076$36,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,462/yr
40% on housing$92,280/yr
45% on housing$82,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 36530$158
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36530$208
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$485,000
2022-11-13Listing removed--
2022-08-15Listed for sale$437,000
2022-03-24Listing removed--
2022-03-22Listed for sale$459,000
2017-10-20Sold$20,000

For Sale by Agent

AgentRita Sessions
BrokerageEXIT Navigator Realty

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