5770 Stewart St, Milton, FL, 32570
About This Home
** ZONED FOR BOTH RESIDENTIAL AND COMMERCIAL USE ** Don’t miss this rare opportunity to own a highly desirable mixed-use property in a prime Milton location. Zoned SSC-RC, this versatile 1,800 SF building on a 0.084-acre parcel is perfectly suited for either owner-occupancy or investment, offering strong appeal for both residential and commercial use. RESIDENTIAL UNIT (850 SF): Beautifully renovated one bedroom / one bath has modern finishes, full kitchen, living and dining room and is move-in ready. Access between the residential side and commercial side is either through the French doors from living area OR exterior access for possible clients/customers. A brand-new wood privacy fence for the front yard and sitting area makes for a welcoming entry to the property. COMMERCIAL UNIT (950 SF): Updated by previous tenants and adaptable for a wide range of uses—including retail, office, or service-based businesses. This unit is also available for lease independently of the sale, offering added flexibility and income potential. Recent improvements include updates to residential side, split system for commercial unit and privacy fence for residential entry area. Properties on Stewart Street that legitimately support both residential and commercial use are rare. Whether you're looking to live and run a business on the same property or seeking a dual-income investment with strong rental prospects, this property presents a unique and valuable opportunity in one of Milton’s most sought-after corridors.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1967
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Built In Microwave,Refrigerator
- Laundry features: Inside,W/D Hookups
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile
Heating & Cooling
- Heating features: Multi Units,Central
- Cooling features: Multi Units,Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Master Bedroom
- Level: First
- Area: 128.4375
Property
Details
- Parcel number: 342n282470029000040
- Zoning description: Commercial,Res Single
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Other,Privacy
Lot
- Lot size: 3,484 sqft
- Features: Corner Lot
- Lot size dimensions: 30X122
Parking
- Parking features: Guest
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,187 | $14,244 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $470 | $5,640 |
| Electricity | $197 | $2,366 |
| Total | $2,091 | $25,092 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Price change | $234,900 |
| 2026-03-19 | Listed for sale | $239,900 |
| 2026-03-04 | Contingent | $239,900 |
| 2026-02-23 | Price change | $239,900 |
| 2026-02-06 | Listed for sale | $245,000 |
| 2026-01-20 | Contingent | $245,000 |
| 2026-01-12 | Price change | $245,000 |
| 2025-12-29 | Price change | $255,000 |
| 2025-12-21 | Listed for sale | $265,000 |
| 2025-12-09 | Contingent | $265,000 |
| 2025-11-19 | Listed for sale | $265,000 |
| 2013-07-10 | Sold | $9,000 |
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