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1430 Tina Dr, Navarre, FL, 32566

1beds
2baths
598sqft
$345,000
$577price/sqft
$2,520/moest. monthly cost
$100,800/yrincome needed

About This Home

This appealing townhome is your perfect little island retreat tucked away in the serenity of Navarre Beach. Perfectly placed between the Sound and the sparkling Gulf of Mexico you’ll dream away your troubles with all the comforts you can imagine. Completely remodeled and updated with whimsical colors, new flooring and a beautiful stairway, the main-level offers an open living/kitchen area with upgraded appliances, a powder room and an electric fireplace. There’s a large utility room, storage area and covered patio on the ground level. On the top floor is a private bedroom and artsy bath boasting a decorative scheme. Walk out your door for a seaside stroll, a dip in the community pool, or just hang out on your porch and watch the puffy clouds go by. It’s ideal as a personal getaway, or as an income-producing asset.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Microwave
  • Laundry features: W/D Hookups

Bathroom

  • Level: Second
  • Area: 19

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Storage,Ceiling Fan(s),Recessed Lighting
  • Door features: Insulated Doors
  • Window features: Blinds

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 598
  • Total interior livable area: 598 sqft

Kitchen

  • Level: Second
  • Area: 53.1

Living Room

  • Level: Second
  • Area: 163.2

Master Bedroom

  • Level: Third
  • Area: 216

Property

Details

  • Parcel number: 282s269405000000080
  • Attached to another structure: Yes
  • Zoning description: Deed Restrictions

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Deck,Covered Deck
  • Has view: Yes
  • View description: Sound,Water
  • Has water view: Yes
  • Water view: Sound, Water
  • Waterfront features: Natural
  • Frontage length: Water Frontage(0)

Lot

  • Lot size: 348.48 sqft
  • Features: Interior Lot
  • Lot size dimensions: 13 X 29

Parking

  • Total spaces: 2
  • Parking features: 2 Space/Unit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$407$4,884
Property Taxes $172$2,064
Electricity $197$2,366
Total$2,520$30,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,400/yr
40% on housing$75,600/yr
45% on housing$67,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Price change$345,000
2025-12-12Price change$375,000
2025-02-04Listed for sale$385,000
2019-11-20Sold$200,000
2019-10-12Price change$229,900
2019-10-02Price change$239,900
2019-09-26Listed for sale$249,900
2018-08-24Sold$171,900
1996-03-25Sold$42,000

For Sale by Agent

AgentConna O'donovan
BrokerageConna O'Donovan Real Estate LLC

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