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19728 Northampton Dr, Saratoga, CA, 95070

5beds
4baths
2,814sqft
$4,398,000
$1,563price/sqft
$27,731/moest. monthly cost
$1,109,240/yrincome needed

About This Home

Enjoy this beautiful and spacious Saratoga home set on an oversized 14,410 sq ft lot. The classic courtyard-entry creates a warm and inviting first impression before stepping inside. The home features 5 bedrooms, 3.5 updated bathrooms, and 2,814 sq ft of living space. The main level includes a light-filled living room with vaulted/beamed ceilings, formal dining room, separate family room, updated kitchen with stainless steel appliances and breakfast nook, and a convenient laundry room. The bedroom wing offers privacy and separation, with 4 bedrooms grouped away from the main living areas. Upstairs, a spacious suite + separate flex space with a full bathroom and both interior and exterior access which offers incredible versatility: ideal for a home office, recreation room + art studio, in-law suite, or au-pair quarters. The private backyard is a true retreat with a sparkling pool, garden beds, lawn, mature fruit trees, and expansive space to relax, play, and entertain. Additional highlights include a 3-car garage, heat pump + A/C, and owned 6.365 kW solar with 19 roof panels under NEM2. Just one block from Kevin Moran Park and near highly rated schools, including Blue Hills, Joaquin Miller, Lynbrook High. Central location with easy access to shopping, restaurants, and freeways.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

9/10
9/10
10/10
Lynbrook High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Built In Oven,Double Oven,Refrigerator,Dryer,Washer
  • Laundry features: Tub/Sink,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastNook, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,814 sqft

Kitchen

  • Features: Countertop_Granite, Pantry, Skylights

Property

Details

  • Parcel number: 38634042
  • Zoning: R112
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: In Ground
  • Exterior features: Courtyard

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,238$266,856
Home Insurance *$276$3,312
Property Taxes $4,614$55,368
Electricity $603$7,241
Total$27,731$332,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$950,777/yr
40% on housing$831,930/yr
45% on housing$739,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,563This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,354
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$4,398,000
2026-05-08Listed for sale$4,398,000

For Sale by Agent

Agent Sternsmith Group
BrokerageCompass

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