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18570 Montpere Way, Saratoga, CA, 95070

4beds
3baths
2,114sqft
$2,399,000
$1,135price/sqft
$16,845/moest. monthly cost
$673,800/yrincome needed

About This Home

Nestled on a quiet street in one of Saratoga's sought-after neighborhoods, this charming single-story home offers abundant natural light and an exceptional opportunity to add your personal touches. Well maintained and move-in ready, the home features a functional, contemporary floor plan with fresh interior paint and new carpeting. The heart of the home is a bright, open great room highlighted by a wall of windows overlooking the backyard. A separate family room adds an additional flexible living space, perfect for relaxing or accommodating the needs of a growing family. The home offers four bedrooms, including a private primary suite and is situated on a large, nearly 9,200-square-foot lot. Ideally located near top-rated schools and major Silicon Valley employment centers, this property presents endless possibilities for expansion and customization.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
9/10
Westmont High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea, EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,114
  • Total interior livable area: 2,114 sqft

Property

Details

  • Parcel number: 38926019
  • Zoning: R110
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 9,184 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,130$145,560
Home Insurance *$150$1,800
Property Taxes $4,112$49,344
Electricity $453$5,439
Total$16,845$202,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$577,542/yr
40% on housing$505,350/yr
45% on housing$449,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,135This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,360
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$2,399,000
2026-07-28Listed for sale$2,399,000

For Sale by Agent

AgentChristopher Hawkins
BrokerageRedfin

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