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13958 Chester Ave, Saratoga, CA, 95070

5beds
5baths
4,787sqft
$6,300,000
$1,316price/sqft
$39,860/moest. monthly cost
$1,594,400/yrincome needed

About This Home

Nestled in a highly desirable Saratoga neighborhood, this expansive estate offers exceptional space, privacy, and timeless appeal. The residence spans nearly 4,800 square feet and features 5 spacious bedrooms, a dedicated office, and 4.5 bathrooms. It is ideal for both comfortable living and elegant entertaining. Built in 1981, the home showcases classic architecture with generous living areas, abundant natural light, seamless indoor-outdoor flow, an elegant entrance, extensive driveway, extra parking and a three car garage. The kitchen features a separate dining area, sit up bar, quality appliances, and amazing views over the outdoor patio and kitchen. This creates the perfect space for everyday living and hosting. The luxurious primary suite is complete with a fireplace, sauna, freestanding tub, and dual sinks. Additionally, there is a formal living room, a bonus room, (think theater), separate Family room with a bar and private outside sitting area with a hot tub. The grounds are truly resort-like, offering a swimming pool and a versatile sport court for basketball, tennis, volleyball, or pickleball. Located near top-rated schools and close to shopping, dining, and commuter routes, this is a rare Saratoga offering.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
9/10
Westmont High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Raised
  • Roof: Composition, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Disposal,Microwave,Built In Oven,Refrigerator,Trash Compactor,Warming Drawer
  • Laundry features: Inside,In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: BreakfastBar, EatinKitchen, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Living Room,Primary Bedroom,Other Location,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air,Fireplace(s)
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 4,787
  • Total interior livable area: 4,787 sqft

Kitchen

  • Features: Countertop_Granite, Pantry

Property

Details

  • Parcel number: 39702106
  • Zoning: R140
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: In Ground,Sauna or Steam Room
  • Spa features: Other

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Guest,On Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $31,856$382,272
Home Insurance *$395$4,740
Property Taxes $6,583$78,996
Electricity $1,026$12,318
Total$39,860$478,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,366,628/yr
40% on housing$1,195,800/yr
45% on housing$1,062,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,316This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,357
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$6,300,000
1995-10-27Sold$1,150,000

For Sale by Agent

AgentRaylene Khan
BrokerageChristie's International Real Estate Sereno

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