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14300 Maclay Ct, Saratoga, CA, 95070

5beds
3baths
3,300sqft
$5,295,000
$1,605price/sqft
$33,464/moest. monthly cost
$1,338,560/yrincome needed

About This Home

Situated on a beautifully landscaped lot, this stunning remodeled home blends luxury, functionality, and an open-concept design.Oversized gourmet kitchen,featuring top-of-the-line appliances,custom cabinetry,granite countertops,,a seamless flow into the spacious living areas and backyard through expansive sliding glass doors. A separate family room with a vaulted ceiling, fireplace, and French sliding doors opens to inviting side patios. The private primary suite offers a walk-in closet,Jacuzzi tub, and French sliding doors leading directly to the sparkling pool and beautifully landscaped backyard. Recent upgrades include new wood flooring, fresh paint in and out,,new HVAC system, recessed lighting, refinished pool with high-efficiency equipment and rooftop solar pool heating. The premium metal tile-style roof carries a 50-year warranty. One of Saratoga's rare remaining properties permitted for equestrian use, accommodates up to two horses and includes a large two-stall barn also presents an ideal opportunity for a future ADU. Designed for entertaining, the property features multiple decks perfect for intimate gatherings, extensive paver hardscaping in both the front and backyard, new metal fence,spacious finished three-car garage, mature landscaping with automated irrigation.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
9/10
Westmont High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Freezer,Disposal,Range Hood,Microwave,Double Oven,Refrigerator,Trash Compactor,Washer/Dryer,Warming Drawer
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShowersoverTubs2plus, Skylight, StallShower2plus, TubwJets

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea, NoFormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Starter

Heating & Cooling

  • Heating features: Central Forced Air Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Features: ExhaustFan, Island, IslandwithSink, Pantry

Property

Details

  • Parcel number: 39703037
  • Zoning: R140
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Heated,In Ground,Pool Sweep
  • Exterior features: Back Yard,Barbecue,Fenced
  • Spa features: Other
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 0.90 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Electric Gate,Garage Door Opener,Guest,Off Street,On Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,774$321,288
Home Insurance *$332$3,984
Property Taxes $5,651$67,812
Electricity $707$8,491
Total$33,464$401,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,147,337/yr
40% on housing$1,003,920/yr
45% on housing$892,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,605This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,353
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$5,295,000
2026-07-29Listed for sale$5,295,000
1993-10-15Sold$642,500

For Sale by Agent

AgentHadi Ghafouri
BrokerageColdwell Banker Realty

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