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309 W 1st Ave #309, North Wildwood, NJ, 08260

5beds
5baths
3,584sqft
$1,699,900
$474price/sqft
$11,814/moest. monthly cost
$472,560/yrincome needed

About This Home

Bright, airy, and incredibly functional, this home is built for making lifelong memories by the water. Situated in a desirable North Wildwood neighborhood, this spacious bay view retreat is perfectly tailored for multi-generational living. The "upside-down" design features five bedrooms and four bathrooms including a dedicated primary suite with a gas fireplace and private deck as well as two junior suites providing comfortable living for every family member. The top-floor living area has expansive bay views with large windows providing for a sun-drenched space with a chef's kitchen commercial grade gas stove; a capacious dining area and counter island coupled with a large living room with a gas fireplace. Step outside to a lovely deck to watch the tide flow in-and-out and the wildlife migration. The private elevator makes the home accessible for all ages from toddlers to seniors. Being sold fully furnished. Attached two car deep garage and and outdoor shower in the backyard.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Refrigerator,Washer,Dryer,Dishwasher,Disposal,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Entrance Foyer
  • Window features: Shades,Blinds
  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,584 sqft

Property

Details

  • Parcel number: 07001270000000080000C0309

Features

  • Levels: Three
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View

Lot

  • Features: Island

Parking

  • Parking features: Garage,Attached,Concrete
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Winter Weather
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,595$103,140
Home Insurance *$544$6,528
Property Taxes $2,280$27,360
Electricity $395$4,740
Total$11,814$141,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$405,051/yr
40% on housing$354,420/yr
45% on housing$315,040/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 08260$381
Cape May County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 08260$593
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,849,000
2007-10-12Sold$821,500

For Sale by Agent

AgentFredric 'Rick' Spackman
BrokerageCape May County Real Estate Brokers LLC - CH

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