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20040 Spaich Ct, Saratoga, CA, 95070

5beds
5baths
4,999sqft
$10,949,888
$2,190price/sqft
$67,671/moest. monthly cost
$2,706,840/yrincome needed

About This Home

What if your next home could be more than a place to live? what if it could be the setting for a lifetime of family memories? Welcome to Hayfield Estates, Built by Pinn Brothers, a rare Saratoga retreat offering approx. 1.4 flat acres, timeless elegance, & an unbeatable location just a short walk to Downtown Saratoga, schools, and the Saratoga Library. This expansive 5-bed, 4.5-bath residence offers approx. 5,000 SF, an excellent floor plan, elegant formal spaces, a chefs kitchen, generous family room, & 4 gas FPs. Green, lush views and surrounding hills can be enjoyed from many rooms, creating a peaceful setting in the heart of town. Outdoors, the property is a dream for families, with room for soccer, bocce court, baseball nets, play areas, a possible pickleball court, & endless space to gather. The 1,200 SF pool house feels like your own personal retreat just steps from the main home, an inviting place to relax, entertain, watch a game on a large TV, enjoy billiards or ping pong, host playdates, or unwind with friends beside the pool and spa, full bath built-in BBQ, & resort-style setting, it is a backyard escape for kids and adults alike. Near Montalvo Arts Center, Mountain Winery, Hakone Gardens Wineries, this is a rare lifestyle opportunity in Saratoga. Original Owner.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
9/10
Redwood Middle SchoolGrades 6-80.7 mi
10/10
Saratoga High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Other,Concrete Perimeter and Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built in BBQ Grill,Gas Cooktop,Dishwasher,Disposal,Range Hood,Microwave,Built In Oven,Electric Oven,Self Cleaning Oven,Refrigerator,Wine Refrigerator,Washer/Dryer,Warming Drawer
  • Laundry features: Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimarySunkenTub, StallShower, SteamShower, Stone, Tub, Tubs2plus, FullonGroundFloor, PrimaryOversizedTub

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastNook, DiningArea, DiningFamilyCombo, FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Stone
  • Number of fireplaces: 4
  • Fireplace features: Family Room,Gas Log,Living Room,Primary Bedroom,Other Location,Two Way

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,999
  • Total interior livable area: 4,999 sqft

Kitchen

  • Features: Island, Pantry

Property

Accessibility

  • Accessibility features: Bathroom Features,Accessible Kitchen,Parking

Details

  • Parcel number: 39724083
  • Zoning: R120
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Pool/Spa Combo
  • Exterior features: Back Yard,Barbecue,Fenced
  • Spa features: Pool/SpaCombo

Lot

  • Lot size: 1.38 Acres
  • Features: Level,Mostly Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $55,368$664,416
Home Insurance *$687$8,244
Property Taxes $10,545$126,540
Electricity $1,071$12,863
Total$67,671$812,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,320,148/yr
40% on housing$2,030,130/yr
45% on housing$1,804,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,190This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,346
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$10,949,888

For Sale by Agent

Agent Chandani Group
BrokerageCompass

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