See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18397 Swarthmore Dr, Saratoga, CA, 95070

3beds
2baths
1,400sqft
$2,799,000
$1,999price/sqft
$17,789/moest. monthly cost
$711,560/yrincome needed

About This Home

Welcome to this beautifully updated Saratoga home offering the perfect blend of style, comfort, and functionality. Featuring 3 bedrooms, 2 bathrooms, and approximately 1,400 square feet of thoughtfully designed living space on an approximately 8,260 square foot lot, this 1956 residence is ideal for modern living. The heart of the home is the stunning open-concept kitchen, complete with stainless steel appliances, generous cabinetry, and a spacious layout that flows effortlessly into the dining and living areas. Large sliding doors create a seamless indoor-outdoor connection, opening to a private backyard featuring a custom pergolaan ideal setting for entertaining, outdoor dining, or simply relaxing. Additional highlights include a two-car garage with level 2 car charger, beautifully maintained landscaping, and a spacious yard with room to enjoy Californias indoor-outdoor lifestyle. Conveniently located near shopping, dining, parks, and major commute routes, this move-in-ready home offers an exceptional opportunity to enjoy the best of Sunland Park of Saratoga living.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

9/10
9/10
9/10
Westmont High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built In Oven
  • Laundry features: In Utility Room

Bathroom

  • Features: ShoweroverTub1, StallShower, Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 40327055
  • Zoning: R110
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Gazebo
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,260 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$175$2,100
Property Taxes $3,063$36,756
Electricity $398$4,786
Total$17,789$213,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$609,908/yr
40% on housing$533,670/yr
45% on housing$474,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,999This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,355
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$2,799,000
2025-08-22Listing removed$5,400
2025-08-18Listed for rent$5,400
2023-07-20Listing removed--
2023-07-14Price change$4,990
2023-06-24Price change$5,600
2023-06-19Price change$5,950
2023-06-16Price change$6,850
2023-06-14Listed for rent$6,920
2006-12-22Sold$785,000

For Sale by Agent

AgentGoran Culic
BrokerageStarlight Real Estate Group

Similar Homes