1281 Old Charlotte Rd, Concord, NC, 28027
About This Home
Great Opportunity to own a well kept Single family Home and a corner commercial property(additional 1,386 sqft) where the Commercial Zoning (C2) which is the most lenient in allowing many uses for this area including Commercial Retail, Mulitfamily, Restaurants, Auto, Medical Facilities, Law Offices and the list goes on! 1265 Old Charlotte Rd, Concord, NC 28027 has a commercial building on it close to 742 sqft. The Sale also Includes a well maintained single family residential home located next door at 1281 Old Charlotte Rd, Concord NC. The All Brick Ranch home is currently occupied and has 2 bds 1bth with roughly 1.174 sqft. Both Properties can be Commercial and joined per zoning. Both Properties combined make a total of 2.07 acres! Commercial Listing is also on the MLS Per MLS 4408439
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Crawl Space
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven
- Laundry features: In Garage
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Door features: Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile
- Fireplace features: Den
- Finished area below ground: 0
- Finished area above ground: 2,589
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,589
- Total interior livable area: 2,589 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 55293393130000
- Zoning: C-2
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
Lot
- Lot size: 2.07 Acres
- Features: Cleared,Corner Lot
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cabarrus County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $531 | $6,372 |
| Electricity | $241 | $2,893 |
| Total | $4,254 | $51,048 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $649,999 |
| 2026-07-29 | Listed for sale | $650,000 |
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