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9528 Horsebit Ln, Concord, NC, 28027

4beds
4baths
3,205sqft
$620,000
$193price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

Welcome to the coveted Wellington Chase community! This section (Pinnicle) was initially designated as 55+ but is now open for all. LAWN CARE INCLUDED (additional HOA), and it shows throughout the community. Notice the sidewalks on both sides of these wide streets. Designed with retirees and professionals in mind, the home features an open floor/SPLIT bedroom concept (great for families too) with 5-inch prefinished hardwood floors throughout, 10 ft doors, fresh paint, picturframe molding, and new carpet on the stairs and loft. The Gourmet chef’s kitchen boasts Granite, Stainless steel appliances, Gas cooktop, abundant Cabinet space, and a Massive island—perfect for family meals or entertaining guests. New Samsung Washer & Dryer included! Upstairs features a private EN-SUITE bedroom and a expansive loft, ideal for a media room, man-cave, home-schooling, playroom, care provider living space or just versatile family-flex space. The home’s gorgeous bathroom finishes and thoughtful layout provide a balance of style and function. Step outside to a screened-in porch with fireplace overlooking peaceful water views, creating the perfect retreat after work or on weekends. Residents of Wellington Chase enjoy outstanding community amenities including a clubhouse, olympic-junior pool, tennis courts, and playground, offering endless opportunities for recreation, connection, and family fun! Recently installed solar panels keep energy costs low, making it efficient as well. Located very close to Davidson and Hunterville, this is a premium LOCATION! The home blends elegance, comfort, and an active lifestyle in one of the area’s most desirable neighborhoods. Priced to MOVE, compare and save. Don’t miss this chance to make it yours!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

10/10
W R Odell ElementaryGrades 3-50.6 mi
4/10
6/10
Northwest Cabarrus HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Other

  • Builder model: Melbourne
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Ice Maker,Plumbed For Ice Maker,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven,Wall Oven,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas Log,Outside,Porch
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,205

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,205
  • Total interior livable area: 3,205 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 46823153050000
  • Zoning: R8
  • Special condition: Standard
  • Exclusions: Ring Doorbell at Front Door

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch,Screened
  • Exterior features: Lawn Maintenance
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pond

Lot

  • Lot size: 0.21 Acres
  • Features: Level,Pond(s)

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$187$2,244
Property Taxes $771$9,252
Electricity $298$3,582
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Price change$650,000
2026-03-07Listed for sale$660,000
2025-12-15Listing removed$3,000
2025-12-13Listing removed$660,000
2025-12-02Price change$660,000
2025-12-01Listed for rent$3,000
2025-09-04Listed for sale$665,000
2024-09-30Sold$625,000
2024-08-30Pending sale$625,000
2024-08-03Price change$625,000
2024-07-12Price change$635,000
2024-07-05Listed for sale$649,000
2022-01-11Sold$534,000
2021-11-16Pending sale$536,000
2021-10-20Listed for sale$536,000
2021-09-29Sold$496,000
2018-04-26Sold$372,000

For Sale by Agent

AgentJohn Martin
BrokerageSouthern Homes of the Carolinas, Inc

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