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4534 Ideal Way, Harrisburg, NC, 28075

2beds
2baths
1,678sqft
$434,900
$259price/sqft
$3,030/moest. monthly cost
$121,200/yrincome needed

About This Home

Meticulously maintained home in the age-restricted Courtyards at Harrisburg. Beautiful all-brick 2-bed, 2-bath home with attached 2-car garage. Open floor plan has kitchen with ample cabinet space, granite counter tops, stainless appliances, island, pantry as well as a desk area and is easily accessible to the garage. Large adjacent dining area. Graciously sized great room with fireplace/gas logs. Inviting, relaxing sunroom with ceiling fan and abundant natural light. Primary suite includes bedroom with tray ceiling as well as bath with zero threshold walk-in shower, double sink vanity, linen closet and large walk-in closet. Second bedroom is conveniently located across the hall from the second full bath, which has combination tub/shower. Spacious laundry room with storage closet where the water heater is located. Back patio area is partially covered and allows for private outdoor relaxation. NEW carpet in both bedrooms in May of 2026. NEW microwave, dishwasher and stove in 2024, along with fresh paint throughout the home. Granite in kitchen recently cleaned and re-sealed. The home is move-in ready. This neighborhood is convenient to shopping, dining, and the new Harrisburg YMCA as well as other amenities. The HOA monthly fee includes front yard maintenance.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Jay M Robinson HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,678

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 1,678 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Grab Bars,Lever Door Handles,Swing In Door(s),No Interior Steps

Details

  • Parcel number: 55076511870000
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance
  • Fencing: Back Yard

Lot

  • Lot size: 0.16 Acres
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$137$1,644
Property Taxes $494$5,928
Electricity $200$2,405
Total$3,030$36,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,885/yr
40% on housing$90,900/yr
45% on housing$80,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$191
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$434,900
2026-06-24Price change$449,900
2026-06-11Listed for sale$467,500
2017-10-25Sold$313,500

For Sale by Agent

AgentAndrea Blankenship
BrokerageBestway Realty

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