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18211 Saratoga Los Gatos Rd, Monte Sereno, CA, 95030

4beds
2baths
3,603sqft
$4,888,000
$1,357price/sqft
$30,771/moest. monthly cost
$1,230,840/yrincome needed

About This Home

Serene Storybook Estate with Old World Charm, offering approximately 1.36 acres of Tranquility, and Award-Winning Schools in the Heart of Monte Sereno. Discover a uniquely charming, artistic, and private 1930s estate, a rare Mediterranean gem where nature, history, and luxury coalesce. Featuring delightfully romantic architecture with handmade Spanish clay roof tiles and balconies, high ceilings with distinctive moldings, an abundance of natural light, and views of the lush garden, mountains, and city lights. Be enveloped in a sanctuary of majestic oak and palm trees, a magical garden with fishpond with waterfall, outdoor fireplace, lush beauty, and forest-like grounds that include daily visits by butterflies, dragonflies, rabbits, and deer. Set back from the main road to ensure enhanced privacy while retaining easy and quick access to the highway. Versatile floorplan offering two separate living spaces for excellent rental potential. Expansive lot offers the opportunity for ADU, pool, or other amenities, allowing you to customize the property to suit your every need. Award-winning Los Gatos schools.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
10/10
Los Gatos High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Other Location

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,603
  • Total interior livable area: 3,603 sqft

Property

Details

  • Parcel number: 41023004
  • Zoning: R144
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Has view: Yes
  • View description: Garden/Greenbelt

Lot

  • Lot size: 1.36 Acres

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,716$296,592
Home Insurance *$493$5,916
Property Taxes $4,790$57,480
Electricity $772$9,271
Total$30,771$369,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,055,005/yr
40% on housing$923,130/yr
45% on housing$820,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,357This listing

vs Other Active Listings

Avg $/sqft

ZIP 95030$1,332
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95030$1,383
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$4,888,000
2025-05-12Listing removed$5,850
2025-04-16Listed for rent$5,850
2021-02-14Listing removed--
2020-10-25Listing removed$6,500
2020-10-09Listed for rent$6,500
2006-07-21Sold$500,000
1994-10-07Sold$700,000

For Sale by Agent

AgentNathera Mawla
BrokerageColdwell Banker Realty

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