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523 Union Ave, Campbell, CA, 95008

4beds
5baths
1,942sqft
$1,499,999
$772price/sqft
$9,664/moest. monthly cost
$386,560/yrincome needed

About This Home

Open this weekend Sat & Sun. Exceptional opportunity for gorgeous new construction in Campbell -- walkable to Pruneyard and downtown, excellent schools, and ready to move-in. Designed with modern elegance and everyday convenience in mind, the open kitchen features premium S/S appliances, custom cabinetry, and porcelain countertops with waterfall peninsula and island and opens into the dining and living areas. The ground level includes a spacious ensuite bedroom ideal for guests, office, or in-law living. The main level features another ensuite bedroom with walk in closet plus common living areas and powder room. The top level offers two additional bedrooms, one with ensuite bath and walk in closet, plus full bath and laundry. Thoughtful finishes with premium materials, and energy efficient features include wainscoting, wide plank LVP flooring, dual pane Andersen windows, Ring doorbell, mini-split system, solar, and epoxy finished garage and EV charging. Lower maintenance living with new appliances, modern systems, and builder warranties. Low HOA. Ideally located near highly regarded Cambrian schools with easy access to Highways 85/17/280 plus public transit. Walk to parks, trails, shops, dining, farmer's market! Welcome to Campbell lifestyle. Don't miss this!

Getting Around

68
WalkingSomewhat Walkable
45
TransitSome Transit
84
BikeVery Bikeable

Schools

9/10
Bagby Elementary SchoolGrades K-50.8 mi
9/10
9/10
Branham High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Exhaust Fan,Freezer,Disposal,Ice Maker,Microwave,Electric Oven/Range,Refrigerator,Dryer,Washer
  • Laundry features: Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, DualFlushToilet, PrimaryStallShowers, ShowerandTub, ShowersoverTubs2plus, Tile, Tubs2plus, UpdatedBaths, FullonGroundFloor, PrimaryOversizedTub

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset, PrimaryBedroomonGroundFloor, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea, DiningBar

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,942 sqft

Kitchen

  • Features: Countertop_Other, ExhaustFan, Island

Property

Accessibility

  • Accessibility features: Bathroom Features,Customized Wheelchair Accessible,Accessible Doors

Details

  • Parcel number: 41230056
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,132 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$105$1,260
Property Taxes $1,559$18,708
Electricity $416$4,997
Total$9,664$115,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,337/yr
40% on housing$289,920/yr
45% on housing$257,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$772This listing

vs Other Active Listings

Avg $/sqft

ZIP 95008$837
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95008$1,264
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$1,549,999
2026-04-07Price change$1,499,000
2026-02-26Price change$1,675,000
2026-01-14Listed for sale$1,725,000
2023-09-22Sold$2,260,000
2023-09-05Pending sale$2,350,000
2023-08-14Listed for sale$2,350,000
2023-05-31Listing removed--
2023-05-15Listed for sale$2,350,000
2020-09-11Sold$1,250,000
2020-04-21Price change$1,395,000
2020-03-06Price change$1,450,000
2020-01-28Price change$1,599,000
2020-01-17Listed for sale$1,750,000
2019-12-16Pending sale$1,750,000
2019-11-20Price change$1,750,000
2019-11-02Listed for sale$1,950,000
2006-04-03Sold$200,000

New Construction

AgentJina Lee
BrokerageMetis Real Estate, Inc.

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