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2405 2nd St, Statesville, NC, 28677

2beds
1baths
1,092sqft
$200,000
$183price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Welcome home to this charming all-brick property that has been thoughtfully updated and lovingly maintained. With major improvements already completed, including a new HVAC system (2019), roof (2020), hot water heater (2025), and water purification system (2025), you can move in and start enjoying your new home right away. Step outside and discover one of the home's most inviting features: a fully fenced backyard with plenty of space to gather with friends, enjoy time with pets, start a garden, or unwind after a long day. The large storage shed offers excellent space for hobbies, lawn equipment, and seasonal items, while the carport and attached storage room add even more convenience. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this property offers comfort, functionality, and a welcoming outdoor setting you'll appreciate year-round. Come see all it has to offer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
West Iredell High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Filtration System,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Utility Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Flooring: Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4724777638.000
  • Zoning: B4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Fencing: Back Yard,Full,Wood

Lot

  • Lot size: 0.22 Acres
  • Features: Corner Lot,Level,Private

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$78$936
Property Taxes $111$1,332
Electricity $200$2,405
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$195,000
2026-07-30Price change$200,000
2026-07-22Price change$210,000
2026-07-02Price change$215,000
2026-06-25Listed for sale$220,000
2024-04-16Sold$194,000
2024-03-17Pending sale$189,000
2024-03-14Listed for sale$189,000
2018-09-10Sold$72,000
2018-08-15Pending sale$68,500
2018-08-08Listed for sale$68,500
2018-07-10Pending sale$68,500
2018-06-30Listed for sale$68,500
2008-08-27Sold$53,471

For Sale by Agent

AgentDebra Agostinelli
BrokerageKeller Williams Lake Norman

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