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235 Walnut St, Statesville, NC, 28677

4beds
3baths
4,142sqft
$675,000
$163price/sqft
$4,704/moest. monthly cost
$188,160/yrincome needed

About This Home

Historic Victorian with Modern Comfort! Beautifully preserved late-1800s home blends timeless charm with thoughtful updates. Enjoy the wraparound porch, wrought iron fencing, and grand foyer leading to elegant living spaces with fireplaces, beadboard walls, and pine floors. The original staircase is a true centerpiece. The dining room opens to a chef’s kitchen with granite counters, double ovens, gas cooktop, prep sink, and Sub-Zero refrigerator. Upstairs offers a spacious primary suite with sitting room, three additional bedrooms, and laundry. The third floor provides great flex space for storage, crafts, or a studio. Off the kitchen, a deck leads to a screened atrium with stained glass. Detached garage includes a heated room, full bath, and private entrance—ideal for guests or a home office.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
1/10
1/10
Statesville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Historic
  • Year built: 1899

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Refrigerator,Cooktop,Dishwasher,Disposal,Double Oven,Gas Cooktop,Ice Maker,Electric Water Heater
  • Laundry features: Dryer Connection,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Freestanding Tub,Kitchen Island,Pantry,Solid Surface Counter
  • Flooring: Wood
  • Number of fireplaces: 8
  • Fireplace features: Den,Dining Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area above ground: 4,142

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,142
  • Total interior livable area: 4,142 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Third

Other

  • Level: Second

Recreation Room

  • Level: Third

Study

  • Level: Main

Property

Details

  • Parcel number: 4734952043000
  • Zoning: CBP HD
  • Special condition: Owner Sale

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Garden
  • Fencing: Fenced

Lot

  • Lot size: 0.35 Acres
  • Features: City Lot,Historic District
  • Lot size dimensions: 94R x 162 x 97 x 161

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$263$3,156
Property Taxes $643$7,716
Electricity $385$4,629
Total$4,704$56,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,280/yr
40% on housing$141,120/yr
45% on housing$125,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$129
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-22Price change$675,000
2025-04-08Price change$700,000
2024-10-29Price change$725,000
2024-06-25Price change$750,000
2024-05-01Listed for sale$800,000
2016-11-16Sold$310,000
1999-05-21Sold$30,000

For Sale by Agent

AgentMary Palmes
BrokerageHoward Hanna Allen Tate - Statesville

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