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3813 Mountcliffe Ct, San Jose, CA, 95136

5beds
4baths
3,172sqft
$3,478,000
$1,096price/sqft
$22,887/moest. monthly cost
$915,480/yrincome needed

About This Home

Price Enhanced! Timeless elegance defines this meticulously maintained custom home, nestled on a quiet cul-de-sac in the highly desirable Thousand Oaks neighborhood. Set on a large lot with mature landscaping, it features an uncommonly private backyard. From the moment you step through the front door, you are welcomed by soaring ceilings, abundant natural light, and exceptional craftsmanship. Custom cabinetry and beautifully designed ceilings showcase quality rarely found in today's new builds. Spectacular chef's kitchen featuring a large walnut island, Viking six-burner gas cooktop with double ovens below, warming drawer, dedicated appliance closet & walk-in pantry. 5 bedrooms 3.5 baths, flexible floor plan with dedicated office. 5th bed/bonus room is plumbed for an additional bath. Luxury primary suite with soaking tub, oversized shower & large walk-in closet. Additional features include upstairs laundry room, generous storage & garage with built-in cabinets. Step outside to your own private backyard oasis featuring a 42-inch gas BBQ and bar area, sparkling pool/spa, greenhouse, lush mature landscaping that provides exceptional privacy. Welcome home to a rare opportunity to own a truly exceptional custom home in one of the area's most sought-after neighborhoods.

Getting Around

39
WalkingCar-Dependent
36
TransitSome Transit
53
BikeBikeable

Schools

3/10
6/10
John Muir Middle SchoolGrades 6-80.8 mi
6/10
Gunderson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Range Hood,Gas Oven/Range,Refrigerator,Wine Refrigerator,Washer/Dryer,Warming Drawer
  • Laundry features: Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowersoverTubs2plus, Skylight, Tile, TubinPrimaryBedroom, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor, OversizedTub

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningFamilyCombo, EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Video Audio System,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas,2 plus Zones
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,172
  • Total interior livable area: 3,172 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan, Island, Pantry

Property

Details

  • Parcel number: 45911038
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: In Ground,Pool/Spa Combo,Solar Cover
  • Exterior features: Back Yard,Barbecue,Fenced
  • Spa features: Pool/SpaCombo
  • Fencing: Back Yard

Lot

  • Lot size: 8,892 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,586$211,032
Home Insurance *$343$4,116
Property Taxes $4,278$51,336
Electricity $680$8,162
Total$22,887$274,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$784,697/yr
40% on housing$686,610/yr
45% on housing$610,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,096This listing

vs Other Active Listings

Avg $/sqft

ZIP 95136$586
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95136$754
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$3,320,000
2026-07-02Listed for sale$3,478,000
1994-09-23Sold$283,000

For Sale by Agent

AgentJessica Hooley
BrokerageColdwell Banker Realty

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