97 E Saint James St APT 26, San Jose, CA, 95112
About This Home
This charming home offers a cozy yet modern living experience with thoughtful upgrades throughout. The updated kitchen features granite countertops, induction cooktop, dishwasher, microwave, stainless steel refrigerator, and a wine refrigerator. Perfect for cooking and entertaining. Lighting throughout the home has been upgraded to recessed LED fixtures controlled by Lutron smart switches and dimmers, allowing lighting control from your phone, voice assistant, or wall controls. The bathroom was remodeled with Porcelanosa tile and an upgraded thermostatic mixing valve for precise and consistent water temperature. The living room is prewired for 5.1 surround sound and includes HDMI runs for both a ceiling-mounted projector and wall-mounted TV. Enjoy meals in the dining area in the living room or in the eat-in kitchen. Ideally located in the heart of Downtown San Jose, this home is just steps from San Pedro Square and within walking distance to some of the citys best restaurants, cafés, bars, and entertainment. Enjoy the vibrant downtown lifestyle while being just minutes from many major Silicon Valley tech hubs including Adobe, Apple, Intel, Cisco, eBay, PayPal, Zoom, and more, making commuting convenient and connectivity unmatched. Get ready to call 97 E. Saint James Street home!
Getting Around
Walker's Paradise
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Other
- Roof: Other
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Microwave,Refrigerator,Wine Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: ShowerandTub, UpdatedBaths
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom, EatinKitchen
Family Room
- Features: NoFamilyRoom
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 885
- Total interior livable area: 885 sqft
Property
Details
- Parcel number: 46701089
- Zoning: R1
- Special condition: Standard
Features
- Stories: 1
Parking
- Total spaces: 1
- Parking features: Assigned,Electric Gate,Enclosed
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,164 | $25,968 |
| Home Insurance * | $55 | $660 |
| Property Taxes | $525 | $6,300 |
| Electricity | $398 | $4,786 |
| Total | $3,142 | $37,704 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $465,000 |
| 2026-01-17 | Listed for sale | $470,000 |
| 2025-12-16 | Listing removed | $499,000 |
| 2025-10-10 | Listed for sale | $499,000 |
| 2022-12-14 | Listing removed | -- |
| 2022-12-07 | Listed for rent | $2,550 |
| 2020-11-07 | Listing removed | $2,090 |
| 2020-10-27 | Price change | $2,090 |
| 2020-10-15 | Price change | $2,400 |
| 2020-10-06 | Price change | $2,550 |
| 2020-09-28 | Listed for rent | $2,650 |
| 2019-08-23 | Listing removed | $2,650 |
| 2019-08-22 | Price change | $2,650 |
| 2019-07-31 | Price change | $2,790 |
| 2019-07-16 | Listed for rent | $2,850 |
| 2012-11-30 | Listing removed | $215,000 |
| 2012-08-10 | Sold | $237,000 |
| 2012-06-30 | Pending sale | $215,000 |
| 2012-06-16 | Listed for sale | $215,000 |
| 2012-05-10 | Sold | $162,000 |
| 2012-04-21 | Price change | $199,900 |
| 2012-04-14 | Price change | $89,000 |
| 2012-02-24 | Price change | $199,900 |
| 2012-01-20 | Price change | $211,900 |
| 2011-12-01 | Price change | $215,900 |
| 2011-10-28 | Listed for sale | $255,900 |
| 2011-07-15 | Sold | $165,700 |
| 2004-12-02 | Sold | $315,000 |
| 1998-06-26 | Sold | $143,000 |
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