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130 N 26th St, San Jose, CA, 95116

5beds
2baths
1,616sqft
$899,999
$557price/sqft
$6,125/moest. monthly cost
$245,000/yrincome needed

About This Home

Spacious single-family home with extensive recent upgrades! The property features new windows, updated flooring, recessed lighting, ceiling fans, modern baseboards, and upgraded copper plumbing. Major improvements include a new roof and gutters, energy-efficient mini-split AC systems, renovated bathrooms with new vanities and toilets, and a new perimeter fence. Washer and dryer are included for added convenience. Truly move-in ready with strong income potential ideal for investors (sellers prefer to sell it with the tenants in place). Don't miss it!

Getting Around

87
WalkingVery Walkable
54
TransitGood Transit
62
BikeBikeable

Schools

4/10
Muwekma Ohlone MiddleGrades 6-81.8 mi
5/10
San Jose High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Raised,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46709009
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Back Yard,Fenced

Lot

  • Lot size: 5,080 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$107$1,284
Property Taxes $1,070$12,840
Electricity $398$4,786
Total$6,125$73,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,000/yr
40% on housing$183,750/yr
45% on housing$163,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$457
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$1,000,000
2024-02-13Listing removed--
2024-02-05Listed for rent$2,390
2024-01-31Listing removed--
2024-01-21Listed for rent$2,850
2018-04-03Sold$877,000
2018-03-14Pending sale$725,000
2018-03-07Listed for sale$725,000

For Sale by Agent

AgentGrace Tsang
BrokerageIntero Real Estate Services

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