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346 S 16th St, San Jose, CA, 95112

4beds
4baths
3,450sqft
$3,199,000
$927price/sqft
$20,835/moest. monthly cost
$833,400/yrincome needed

About This Home

EXTENSIVELY UPDATED CRAFTSMAN IN NAGLEE PARK | Meticulously remodeled to merge authentic character with cutting-edge luxury, this Naglee Park Craftsman embraces indoor-outdoor California living to the fullest. Brilliant interiors with wraparound leafy views showcase gathering areas designed for both intimate entertaining and large-scale enjoyment. The spacious island kitchen is glamorous with JennAir appliances, quartz countertops, and a premium HydroTap. Two sets of French doors connect the great room to the deck and flagstone patio with retractable awnings, hot tub, and firepit, perfect for alfresco living. Two ensuite bedrooms include the expansive primary suite with private patio and spa bath. The home theater boasts custom Bowers & Wilkins 5.2.4 Dolby Atmos surround sound. Dual work stations and a Murphy bed optimize the offices functionality. Enjoy multi-zoned Nest climate control, sleek bath remodels, instant hot water, engineered hardwood floors, Andersen windows, extensive custom storage, a detached garage with gated drive, and much, much more. Moments from downtown dining and entertainment. Stroll to William Street Park and Coyote Creek Trail!

Getting Around

68
WalkingSomewhat Walkable
53
TransitGood Transit
81
BikeVery Bikeable

Schools

3/10
4/10
Muwekma Ohlone MiddleGrades 6-81.9 mi
5/10
San Jose High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Double Oven,Gas Oven,Refrigerator,Wine Refrigerator,Washer/Dryer
  • Laundry features: Gas Dryer Hookup,In Utility Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShoweroverTub1, StallShower2plus, Tile, UpdatedBaths, PrimaryOversizedTub, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningFamilyCombo, EatinKitchen, FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo, SeparateFamilyRoom

Features

  • Video Audio System,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas,Other

Heating & Cooling

  • Heating features: Central Forced Air,Fireplace(s),2 plus Zones
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 3,450
  • Total interior livable area: 3,450 sqft

Kitchen

  • Features: ExhaustFan, Hookups_Gas, Island, Pantry

Property

Details

  • Parcel number: 46739035
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced,Fire Pit
  • Spa features: Other,Cover
  • Fencing: Wood

Lot

  • Lot size: 6,400 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,175$194,100
Home Insurance *$411$4,932
Property Taxes $3,510$42,120
Electricity $739$8,877
Total$20,835$250,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$714,342/yr
40% on housing$625,050/yr
45% on housing$555,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$927This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$469
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$2,999,999
2026-06-18Listed for sale$3,199,000
2021-04-09Sold$1,825,000
2021-03-08Contingent$1,850,000
2021-03-08Pending sale$1,850,000
2021-02-18Listed for sale$1,850,000
2010-11-15Sold$1,040,000
2010-09-11Price change$1,099,000
2010-06-28Listed for sale$1,198,000
2006-07-27Sold$1,249,000
1996-06-27Sold$205,000
1996-01-23Sold$146,261

For Sale by Agent

AgentKatie Ruddell
BrokerageKeller Williams Realty-Silicon Valley

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