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272 S 12th St, San Jose, CA, 95112

3beds
2baths
1,780sqft
$1,298,888
$730price/sqft
$7,868/moest. monthly cost
$314,720/yrincome needed

About This Home

A classic Craftsman brimming with character, this 3-bedroom, 2-bathroom home offers 1,780 square feet of timeless charm rooted in one of San Jose's most cherished historic neighborhoods, Naglee Park. Thoughtfully preserved details, original woodwork and graceful architectural touches lay the perfect foundation for the next owner to add their own personal stamp and make it truly their own. Outside, the 6,350 square foot lot unfolds beautifully, layered landscaping, generous outdoor space, and room to garden, gather, or simply exhale. A converted garage workshop adds exceptional versatility, offering the perfect space to create, build, tinker, or pursue your passion projects. Secure parking rounds out the practicality this home delivers without sacrificing an ounce of its charm. Nestled in the heart of Naglee Park, just a short walk to San Jose State University and surrounded by tree-lined streets, spirited neighbors, and a neighborhood rich with history and community pride, this is the kind of home people are lucky to call their own. A rare opportunity to own a piece of living history and put your personal touch on something special. Don't let it pass you by.

Getting Around

83
WalkingVery Walkable
64
TransitGood Transit
96
BikeBiker's Paradise

Schools

3/10
4/10
Muwekma Ohlone MiddleGrades 6-81.8 mi
5/10
San Jose High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: ShowerandTub, StallShower, Tile

Bedroom

  • Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastRoom, DiningArea, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Tile

Property

Details

  • Parcel number: 46741037
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 1
  • Fencing: Back Yard,Partial,Wood

Lot

  • Lot size: 6,350 sqft
  • Features: None

Parking

  • Total spaces: 4
  • Parking features: Detached,On Street,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,567$78,804
Home Insurance *$167$2,004
Property Taxes $736$8,832
Electricity $398$4,786
Total$7,868$94,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,760/yr
40% on housing$236,040/yr
45% on housing$209,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$730This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$472
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Price change$1,298,888
2026-06-11Price change$1,398,888
2026-06-04Listed for sale$1,498,888

For Sale by Agent

AgentCyrus Yazdani
BrokerageReal Brokerage Technologies

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