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147 S 4th St, San Jose, CA, 95112

2beds
3baths
1,611sqft
$775,000
$481price/sqft
$5,265/moest. monthly cost
$210,600/yrincome needed

About This Home

PRICE REDUCED - SELLER IS MOTIVATED! Wonderful opportunity to make this two-story home yours in the heart of Downtown San Jose. The well-maintained, two-bedroom home lives like a townhome in the amenity-rich Paseo Plaza community. The functional floor plan on the main level offers a welcoming layout with an open kitchen, dining space, living room, wet bar area, and half bathroom; theres great indoor-outdoor flow with the adjacent private balcony. Upstairs, there are two sizable bedrooms with their own bathroom suites; laundry and another balcony complete the space. Two-car tandem parking with gated entry. Paseo Plaza common areas include an amazing pool and spa, full fitness center, and a community room; building management and office are on-site. Convenient location near San Jose State University, shops, restaurants, night light, and entertainment; easy access to freeways for commuters and public transit.

Getting Around

96
WalkingWalker's Paradise
72
TransitExcellent Transit
93
BikeBiker's Paradise

Schools

3/10
4/10
7/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Other

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Built In Oven,Self Cleaning Oven,Refrigerator
  • Laundry features: Gas Dryer Hookup

Bathroom

  • Features: ShoweroverTub1, StallShower, Tubs2plus

Bedroom

  • Features: PrimarySuiteRetreat2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningL, DiningFamilyCombo

Family Room

  • Features: Other

Features

  • High Ceilings,Wet Bar
  • Flooring: Hardwood,Marble
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,611
  • Total interior livable area: 1,611 sqft

Kitchen

  • Features: _220VoltOutlet

Property

Details

  • Parcel number: 46760017
  • Zoning: R4
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,In Ground,Sauna or Steam Room
  • Spa features: Other

Parking

  • Total spaces: 2
  • Parking features: Assigned,Common,Garage Door Opener,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$99$1,188
Property Taxes $850$10,200
Electricity $398$4,786
Total$5,265$63,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,514/yr
40% on housing$157,950/yr
45% on housing$140,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$476
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$775,000
2026-05-14Listed for sale$795,000
2021-02-16Sold$785,000
2006-04-07Sold$62,000
2004-01-15Sold$40,000
2000-09-08Sold$452,000
1997-08-22Sold$290,000

For Sale by Agent

AgentEdward Ong
BrokerageCorpen Real Estate Group

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