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986 Bellhurst Ave, San Jose, CA, 95122

3beds
2baths
1,162sqft
$568,000
$489price/sqft
$4,012/moest. monthly cost
$160,480/yrincome needed

About This Home

Beautifully maintained end-unit townhouse located in a desirable San Jose neighborhood. This inviting home features a functional floor plan with 3 bedrooms and 1.5 bathrooms, along with a private rear patio perfect for relaxing or outdoor entertaining. The updated kitchen offers granite countertops and ample cabinetry, while the spacious living room flows seamlessly into the dining area. Additional highlights include Central AC and Heating System, an in-unit laundry room and two dedicated parking spaces, including one covered carport and one assigned space. Enjoy the benefits of a low HOA fee that includes water and garbage service. Ideally situated near major Silicon Valley tech employers, Walmart Supercenter, Vietnam Town, Costco, Happy Hollow Park & Zoo, and the Japanese Friendship Garden. Commuters will appreciate the convenient access to Highways 101, 280, and 87, as well as nearby expressways.

Getting Around

82
WalkingVery Walkable
44
TransitSome Transit
72
BikeVery Bikeable

Schools

2/10
Bridges AcademyGrades 7-80.5 mi
7/10
Yerba Buena High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,162
  • Total interior livable area: 1,162 sqft

Property

Details

  • Parcel number: 47739030
  • Zoning: R3H
  • Special condition: Standard

Features

  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: Parking Area
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,872$34,464
Home Insurance *$65$780
Property Taxes $677$8,124
Electricity $398$4,786
Total$4,012$48,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,554/yr
40% on housing$120,360/yr
45% on housing$106,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 95122$430
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95122$807
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$568,000
2026-07-09Listed for sale$568,000
2008-08-05Sold$190,000
2008-02-14Sold$391,050
2006-05-26Sold$440,000
1999-12-10Sold$178,500
1997-06-06Sold$108,000

For Sale by Agent

AgentWilliam Chen
BrokerageFaithful

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