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2309 McLaughlin Ave, San Jose, CA, 95122

2beds
2baths
912sqft
$609,999
$669price/sqft
$4,345/moest. monthly cost
$173,800/yrincome needed

About This Home

Beautifully remodeled and move-in ready! This desirable ground-floor corner unit offers 2 bedrooms, 2 full bathrooms, and approximately 912 sq. ft. of comfortable living space. Recent upgrades include a brand-new kitchen, two fully remodeled bathrooms, new flooring throughout, fresh interior paint, and a new AC unit in the living room. The functional layout features a bright living area, in-unit laundry, and a clean, private yard/patio perfect for relaxing or entertaining. Conveniently located near the front of the community with easy access from McLaughlin Avenue, this home includes one assigned carport space and one permit parking space, plus nearby street parking for guests. Enjoy an unbeatable location just minutes from Grand Century Mall, Vietnam Town, Lion Plaza, popular Asian supermarkets, restaurants, banks, schools, parks, and major freeways including 101, 280, and 680. An excellent opportunity for first-time home buyers, downsizers, or investors seeking a turnkey home in the heart of San Jose.

Getting Around

55
WalkingSomewhat Walkable
45
TransitSome Transit
65
BikeBikeable

Schools

4/10
7/10
Yerba Buena High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Family Room

  • Features: Other

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 47767005
  • Zoning: R3A
  • Special condition: Standard

Features

  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Assigned,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$69$828
Property Taxes $794$9,528
Electricity $398$4,786
Total$4,345$52,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,971/yr
40% on housing$130,350/yr
45% on housing$115,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$669This listing

vs Other Active Listings

Avg $/sqft

ZIP 95122$429
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95122$807
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$609,999
2000-11-02Sold$226,000
1995-03-29Sold$106,000

For Sale by Agent

AgentMorgan Nguyen
Brokerage10X Realty Mortgage

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