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60 N 34th St, San Jose, CA, 95116

2beds
2baths
1,472sqft
$1,100,000
$747price/sqft
$6,713/moest. monthly cost
$268,520/yrincome needed

About This Home

A rare find, a home in need of TLC on a huge lot, zoned R2. The size of the lot itself is a real draw here, offering possibilities, maybe adding a second home or just gardening, entertaining, or simply enjoying more outdoor space than you'll typically find on a standard city parcel. With a large basement, there is much more space for extra activities, ideal for a home office, studio, or simply an abundance of living and storage space. Looking at the interior, the fireplace anchors the living area, giving the home a warm, inviting focal point for evenings in, while a garage adds convenient parking and extra storage. Inside, the generous square footage gives this home a spacious feel that's rare for its bedroom count, If you've been looking for a property with an unconventional layout and a lot size that gives you real flexibility, this one deserves a walk-through.

Getting Around

81
WalkingVery Walkable
54
TransitGood Transit
55
BikeBikeable

Schools

2/10
4/10
Muwekma Ohlone MiddleGrades 6-82.3 mi
5/10
San Jose High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: In Garage

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: DoubleSinks, ShoweroverTub1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 48112009
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Fenced

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$130$1,560
Property Taxes $623$7,476
Electricity $398$4,786
Total$6,713$80,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,160/yr
40% on housing$201,390/yr
45% on housing$179,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$747This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$455
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$1,100,000
2026-07-31Listed for sale$1,100,000

For Sale by Agent

AgentMargaret Vierra
BrokerageEXIT Realty Consultants

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