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39 N 34th St, San Jose, CA, 95116

2beds
1baths
1,104sqft
$899,950
$815price/sqft
$6,034/moest. monthly cost
$241,360/yrincome needed

About This Home

Welcome to this move-in ready home in the heart of San Jose, offering comfort, convenience, and great value. This charming property features 2 bedrooms, 1 bathroom, and approximately 1,104 Sq. Ft. of living space on a 5,440 Sq. Ft. lot, with a 2-car garage and long driveway. Remodeled approximately 12 years ago with a newer roof, remodeled kitchen, and bathroom. Fresh interior and exterior paint create a clean, modern feel. Bright interior with double-pane windows, recessed lighting, and a cozy fireplace. Tile entry and laminated flooring throughout. The kitchen features granite countertops, tile flooring, double sink, dishwasher, gas range and oven, microwave, and garbage disposal. Separate utility room with washer and dryer. Central heating and A/C for year-round comfort. Bonus room beside the garage and spacious backyard offer great potential. Minutes to San Jose State University and downtown San Jose, with endless shopping and dining nearby. Easy access to Highways 101, 280, 680, and 880. A great opportunity you dont want to miss!

Getting Around

81
WalkingVery Walkable
54
TransitGood Transit
55
BikeBikeable

Schools

2/10
4/10
Muwekma Ohlone MiddleGrades 6-82.3 mi
5/10
San Jose High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven/Range
  • Laundry features: In Utility Room

Bathroom

  • Features: StallShower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 48113101
  • Zoning: R2
  • Special condition: Standard

Lot

  • Lot size: 5,440 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$107$1,284
Property Taxes $979$11,748
Electricity $398$4,786
Total$6,034$72,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,880/yr
40% on housing$181,020/yr
45% on housing$160,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$815This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$457
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$899,950
2026-06-17Listed for sale$999,950

For Sale by Agent

AgentAl Moridi
BrokerageIntero Real Estate Services

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