See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1539 E San Fernando St, San Jose, CA, 95116

3beds
3baths
1,527sqft
$1,050,000
$688price/sqft
$6,426/moest. monthly cost
$257,040/yrincome needed

About This Home

Updated main home + attached private studio offering modern upgrades, flexible living, an open & functional layout. Main home features 1127 sf, 3 beds, 2 full baths, + an attached 400 sf studio complete w/1 full bath, kitchenette, and private entrance, perfect for multi-generational living, extended family, guests, or adult children seeking independence. Thoughtful upgrades can be found throughout, including a spacious kitchen with island, new soft-close cabinetry, stainless steel appliances, vinyl wood, tile flooring, fresh interior & exterior paint, updated plumbing & electrical, dual-pane windows, renovated bathrooms, modern lighting fixtures, central AC and heating. Additional highlights include a dedicated laundry area, attic storage space, a backyard shed with electricity-ideal for extra storage or a workspace. The wide side yard w/carport provides convenient parking for multiple vehicles. Centrally located near Hwy 101 & 280, shopping, restaurants, parks, and schools, this property offers both comfort and accessibility, perfect for todays flexible and diverse living needs.

Getting Around

73
WalkingVery Walkable
53
TransitGood Transit
58
BikeBikeable

Schools

2/10
4/10
Muwekma Ohlone MiddleGrades 6-82.3 mi
5/10
San Jose High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Disposal,Oven/Range,Gas Oven/Range,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: ShowersoverTubs2plus, StallShower2plus, Stone, Tile, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,527
  • Total interior livable area: 1,527 sqft

Kitchen

  • Features: Countertop_Stone, ExhaustFan, Island

Property

Details

  • Parcel number: 48114041
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Enclosed
  • Exterior features: Back Yard,Fenced,Storage Shed Structure
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 5,480 sqft

Parking

  • Total spaces: 4
  • Parking features: Carport,No Garage
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$124$1,488
Property Taxes $595$7,140
Electricity $398$4,786
Total$6,426$77,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,320/yr
40% on housing$192,780/yr
45% on housing$171,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$456
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$1,099,000
2014-06-12Listing removed$525,000
2014-04-17Listed for sale$525,000

For Sale by Agent

AgentClaudia Urbina
BrokerageCompass

Similar Homes