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247 N Capitol Ave Unit 271, San Jose, CA, 95127

2beds
2baths
955sqft
$456,000
$477price/sqft
$3,358/moest. monthly cost
$134,320/yrincome needed

About This Home

Welcome to this well-maintained 2-bed, 2-bath condo in the desirable Mission Grove community. This functional floor plan offers a comfortable living and dining area, a practical kitchen with ample storage, and two generously sized bedrooms, including a primary suite with a private bath. The home is offering great value in a central San Jose location. Enjoy access to community amenities including a pool, spa, clubhouse, and landscaped common areas. An assigned parking space is included. Conveniently located near shopping, dining, parks, VTA light rail, major freeways, and the Berryessa BART station, this home is ideal for first-time buyers or investors seeking a well-kept property with excellent accessibility.

Getting Around

72
WalkingVery Walkable
55
TransitGood Transit
60
BikeBikeable

Schools

6/10
Anthony P. Russo AcademyGrades K-50.4 mi
4/10
3/10
James Lick High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1977

Materials

  • Roof: Unknown
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Features: Shower Over Tub,Solid Surface,Tile,Other,Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Storage
  • Window features: Window Coverings
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gravity,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 955
  • Total interior livable area: 955 sqft

Kitchen

  • Features: Dishwasher,Electric Range/Cooktop,Disposal,Range/Oven Free Standing,Refrigerator

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 48409173
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Fenced,Community
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Security

Lot

  • Lot size: 1,742 sqft
  • Features: No Yard

Parking

  • Parking features: Carport,Covered,Parking Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,305$27,660
Home Insurance *$58$696
Property Taxes $597$7,164
Electricity $398$4,786
Total$3,358$40,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,131/yr
40% on housing$100,740/yr
45% on housing$89,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$616
Santa Clara County$790

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$499,000
2026-04-16Listed for sale$520,000
2013-05-17Sold$225,000
2009-07-15Sold$165,000
2009-05-06Sold$101,250
1998-11-13Sold$140,000

For Sale by Agent

AgentJun Li
BrokerageAlliance Bay Realty

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