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132 Cedar Ln, San Jose, CA, 95127

4beds
2baths
1,760sqft
$1,099,999
$625price/sqft
$7,914/moest. monthly cost
$316,560/yrincome needed

About This Home

Discover this exceptionally spacious 4-bedroom, 2-bath home offering 1,760 sq. ft. of comfortable living space on an expansive 8,100 sq. ft. lot. Designed for both everyday living and entertaining, the home features separate living and family rooms, an oversized kitchen with dual sinks and abundant counter space, beautiful hardwood flooring, and owned solar with EV charging for added energy efficiency. Step outside to a truly spectacular backyard featuring an award-winning native California garden, creating a private outdoor retreat perfect for relaxing, entertaining, or enjoying the beauty of every season. With generous indoor and outdoor living spaces, this home offers the perfect blend of comfort, functionality, and timeless appeal.

Getting Around

62
WalkingSomewhat Walkable
53
TransitGood Transit
59
BikeBikeable

Schools

6/10
Anthony P. Russo AcademyGrades K-50.2 mi
4/10
3/10
James Lick High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Gas Oven/Range,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, UpdatedBaths

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 48417025
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced,Storage Shed Structure

Lot

  • Lot size: 8,100 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$141$1,692
Property Taxes $1,813$21,756
Electricity $398$4,786
Total$7,914$94,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,337/yr
40% on housing$237,420/yr
45% on housing$211,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$609
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$1,099,999
2026-07-30Listed for sale$1,099,999

For Sale by Agent

AgentBrent Mardesich
BrokerageRE/MAX Santa Clara Valley

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