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520 S Capitol Ave, San Jose, CA, 95127

4beds
2baths
1,552sqft
$1,088,000
$701price/sqft
$8,004/moest. monthly cost
$320,160/yrincome needed

About This Home

Welcome to 520 S Capitol Av. Property is in an average condition with good neighborhood walking distance to markets, park, light rails. Home is being sold subject to interior inspections with no reports being provided by seller. Property is 4 bedrooms and 2 bathrooms. Perfect spacious home for first time home buyer or investor tenant occupied with good rent. Property can be delivered with tenants or without. Thank you for visit.ing

Getting Around

67
WalkingSomewhat Walkable
56
TransitGood Transit
65
BikeBikeable

Schools

3/10
1/10
3/10
James Lick High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bathroom

  • Features: ShoweroverTub1

Bedroom

  • Features: GroundFloorBedroom, PrimaryBedroomonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Family Room

  • Features: KitchenFamilyRoomCombo

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,552
  • Total interior livable area: 1,552 sqft

Property

Details

  • Parcel number: 48428011
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,501$66,012
Home Insurance *$140$1,680
Property Taxes $1,965$23,580
Electricity $398$4,786
Total$8,004$96,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,422/yr
40% on housing$240,120/yr
45% on housing$213,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$701This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$609
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$950,000
2025-11-24Listing removed$2,800
2025-11-14Price change$2,800
2025-11-11Price change$2,900
2025-11-06Listed for rent$3,000
2024-10-02Listing removed$3,000
2024-09-05Listed for rent$3,000
2024-07-11Listing removed--
2024-06-25Listed for rent$2,950
1997-03-28Sold$150,000

For Sale by Agent

AgentDung Truong
BrokerageV-N Investments

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