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13881 Story Rd, San Jose, CA, 95127

4beds
4baths
1,536sqft
$1,010,000
$658price/sqft
$7,095/moest. monthly cost
$283,800/yrincome needed

About This Home

Experience the perfect blend of modern comfort and functional living at 13881 Story Rd, San Jose. This meticulously maintained 1,536 sq ft single family home, built in 1953, offers 4 beds and 2.5 baths. The property shines with updated curb appeal featuring towering palm trees and energy-efficient solar panels. Inside, an open-concept floor plan reveals a vaulted ceiling in the main living area, recessed lighting, and stylish wood-look flooring. The chefs kitchen is a standout, boasting rich wood cabinetry, sleek black granite countertops, a large breakfast bar, and a skylight that fills the space with warmth. Each bedroom is designed for comfort, including a primary suite with a modern walk-in shower and custom tile. Practicality meets versatility with a separate laundry area and tastefully updated bathrooms. Step outside to a massive, fully paved backyard designed for entertaining, complete with a large covered patio and a detached storage shed/workshop. Centrally located near major Silicon Valley commute routes and shopping, this move-in-ready gem is a must-see!

Getting Around

77
WalkingVery Walkable
50
TransitGood Transit
69
BikeBikeable

Schools

3/10
1/10
3/10
James Lick High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • One Or More Skylights
  • Flooring: Carpet,Tile,Vinyl Linoleum
  • Number of fireplaces: 1

Heating & Cooling

  • Heating features: Individual Room Controls
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 48432055
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 4,968 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,107$61,284
Home Insurance *$130$1,560
Property Taxes $1,460$17,520
Electricity $398$4,786
Total$7,095$85,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,257/yr
40% on housing$212,850/yr
45% on housing$189,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$610
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$1,099,000
2026-03-28Listed for sale$1,188,888
2017-08-04Sold$620,000
2015-09-16Listing removed$550,000
2015-07-12Listed for sale$550,000
2001-01-24Sold$396,000

For Sale by Agent

AgentRicky Tran
BrokerageQuality Realty Inc

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