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990 Sinbad Ave, San Jose, CA, 95116

3beds
2baths
1,109sqft
$1,289,000
$1,162price/sqft
$9,155/moest. monthly cost
$366,200/yrincome needed

About This Home

PRICE REDUCTION !!!!!!$100,000.00. Honestly this home is bigger in person, come see, This beautiful remodeled home is truly a 10. Completely renovated in 2002 and no details overlooked in creating the home you see today. Features 3 bedrooms, 2 full bathrooms, with an inviting floor plan that works. The updated kitchen is also updated with stainless steel appliances and living space perfect for everyday living and entertaining is definitely a pleasure. Step outside to a cozy, low maintenance backyard complete with mature fruit trees, A peaceful space to relax, garden, or just family enjoyment. Conveniently located near everything!!, major freeways, shopping, dining and schools, and everyday amenities, also the new Bart expansion in progress for your convenience!!! your buyers won't want to miss this opportunity.

Getting Around

63
WalkingSomewhat Walkable
54
TransitGood Transit
67
BikeBikeable

Schools

6/10
Independence High SchoolGrades 9-122.0 mi
5/10
Ocala Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Permanent,Concrete Perimeter and Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, NoFormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Granite

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,109
  • Total interior livable area: 1,109 sqft

Property

Details

  • Parcel number: 48434117
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,050 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,517$78,204
Home Insurance *$153$1,836
Property Taxes $2,087$25,044
Electricity $398$4,786
Total$9,155$109,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$313,885/yr
40% on housing$274,650/yr
45% on housing$244,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,162This listing

vs Other Active Listings

Avg $/sqft

ZIP 95116$453
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95116$809
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,198,000
2026-07-31Price change$1,289,000
2026-07-03Listed for sale$1,389,900

For Sale by Agent

AgentMina Fernandez
BrokerageeXp Realty of Northern California, Inc.

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