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1864 Loyola Dr, San Jose, CA, 95122

3beds
1baths
960sqft
$949,888
$989price/sqft
$6,664/moest. monthly cost
$266,560/yrincome needed

About This Home

**PRICE ADJUSTMENT** Beautiful Recent Remodeled Home with new luxury plank flooring (LPV) in the kitchen, dining & family rooms, bathroom and hallway * New padding and carpets in the bedrooms * Kitchen has new cabinets, gas stove, dishwasher, refrigerator/freezer, sink, disposal, quartz counter tops * New Bathroom with, toilet, sink, cabinet exhaust fan, quartz shower stall * New Electrical Panel, upgraded to solar ready, 200-amp unit, complete house electrical rewiring, new dimming light fixtures throughout the house, new ceiling fan in the dining room * New double pane throughout the house, new mini-blinds throughout the home as well * Interior of the home has new insulation in the walls, new drywall throughout the home, new interior doors, insulated entry doors and garage entry door, fresh interior paint, new electrical outlets and switch covers throughout, new wood baseboards, door trimming throughout, finished painted garage * Exterior of the home has a new 30 year composition roof, new 20 year 3 layer torch down roofing over the garage, new rain gutters, new insulated flat panel garage door with two openers, fresh exterior paint * Complete copper plumbing re-piping, new tankless water heater.

Getting Around

48
WalkingCar-Dependent
48
TransitSome Transit
51
BikeBikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Self Cleaning Oven,Gas Oven/Range,Refrigerator

Bathroom

  • Features: Marble, StallShower, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 48615062
  • Zoning: R1-8
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,150 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$108$1,296
Property Taxes $1,355$16,260
Electricity $398$4,786
Total$6,664$79,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,480/yr
40% on housing$199,920/yr
45% on housing$177,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$989This listing

vs Other Active Listings

Avg $/sqft

ZIP 95122$423
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95122$807
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$949,888
2026-02-27Price change$975,000
2026-01-23Listed for sale$999,000
2000-04-13Sold$300,000
2000-02-25Sold$231,900
1994-02-23Sold$50,000

For Sale by Agent

AgentBill Lara
BrokerageSilver Star Properties

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