See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2678 Ramsdell Pl, San Jose, CA, 95148

4beds
3baths
1,840sqft
$1,400,000
$761price/sqft
$9,987/moest. monthly cost
$399,480/yrincome needed

About This Home

Welcome to 2678 Ramsdell Place, a beautifully maintained home nestled in a desirable San Jose neighborhood. This inviting residence offers a warm and welcoming atmosphere throughout. The spacious living areas flow seamlessly, perfect for both everyday living and entertaining. The kitchen features ample cabinetry and counter space, ideal for home chefs, while the generously sized bedrooms provide comfort and flexibility for families, guests, or a home office. Step outside to a private backyard allowing for extra storage space. . Conveniently located near schools, parks, shopping, dining, and major commute routes, this home offers the perfect blend of comfort, convenience, and location. A wonderful opportunity to own a move-in-ready home in the heart of Silicon Valley!

Getting Around

50
WalkingCar-Dependent
53
TransitGood Transit
58
BikeBikeable

Schools

8/10
Quimby Oak Middle SchoolGrades 7-80.9 mi
3/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: 2 plus Zones
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Property

Details

  • Parcel number: 49103093
  • Zoning: A-PD
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 4,080 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$157$1,884
Property Taxes $2,353$28,236
Electricity $398$4,786
Total$9,987$119,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,411/yr
40% on housing$299,610/yr
45% on housing$266,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$761This listing

vs Other Active Listings

Avg $/sqft

ZIP 95148$736
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95148$883
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,400,000

For Sale by Agent

AgentAnnalyn Artadi
BrokerageI Heart Real Estate, Inc.

Similar Homes