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20653 Woodward Ct, Saratoga, CA, 95070

5beds
4baths
2,832sqft
$4,388,000
$1,549price/sqft
$29,031/moest. monthly cost
$1,161,240/yrincome needed

About This Home

Discover a true gem in the heart of Saratoga! This stunning Single-story home offers the perfect blend of comfort, charm, and convenience. Located just blocks from Saratoga High, Foothill Park and School plus the vibrant Village. Step inside to find an inviting formal tile entry with clear sight lines to breathtaking views of the beautifully landscaped backyard. The living, dining, and family room seamlessly blend indoor and outdoor living. Cozy up to the 2 fireplaces or enjoy the energy-efficient comfort of the new HVAC heat pump. This home boasts five generously sized bedrooms and three and1/2 baths. The floor plan offers flexility for all types of lifestyles. The sprawling backyard is an entertainers dream with a large patio, lush lawn, and majestic magnolia trees providing shade and beauty. The low-maintenance front yard and stunning landscaping add to the property's curb appeal. With over a $100,000 in recent up grades coupled with its fantastic location in a friendly neighborhood just one block from an elementary school and close to Saratoga foothills, this home truly has it all. This property is ideally situated for those seeking a serene yet connected lifestyle in one of the best neighborhoods in Saratoga.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
9/10
Redwood Middle SchoolGrades 6-81.1 mi
10/10
Saratoga High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Range Hood,Built In Oven,Double Oven,Washer/Dryer
  • Laundry features: Tub/Sink,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Gas Starter,Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air,Heat Pump,2 plus Zones
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,832
  • Total interior livable area: 2,832 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 50358008
  • Zoning: R112
  • Special condition: Standard

Features

  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 0.30 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,188$266,256
Home Insurance *$275$3,300
Property Taxes $5,961$71,532
Electricity $607$7,287
Total$29,031$348,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$995,348/yr
40% on housing$870,930/yr
45% on housing$774,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,549This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,354
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$4,388,000

For Sale by Agent

AgentGeorge Montanari
BrokerageCompass

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