20760 4th St APT 11, Saratoga, CA, 95070
About This Home
Welcome to 20760 4th Street #11, a beautifully renovated ground floor and end-unit nestled in the heart of Saratoga's prestigious Gatehouse community. Perfectly positioned in a private creekside setting, this light-filled 3-bedroom, 2-bath home offers 1,386 sq ft of thoughtfully updated living space with exceptional privacy and tranquil natural surroundings. Inside, you'll find new luxury LVP flooring, fresh interior paint, plantation shutters, recessed lighting, central heating and air conditioning, and a cozy gas fireplace. The stunning 2025 remodeled kitchen features quartz countertops, maple cabinetry with designer gold hardware, generous prep space, and a stainless steel appliance package. Both bathrooms have been tastefully renovated with contemporary finishes. Enjoy seamless indoor-outdoor living with a private patio overlooking the greenbelt and peaceful creek. This gated community offers resort-style amenities including a pool, spa, playground, ponds, towering redwoods, and beautifully maintained grounds. HOA covers water, gas, and garbage. Just moments from Downtown Saratoga, award-winning Saratoga schools, shopping, dining, parks, and convenient commuter routes.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Washer/Dryer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: Other
Features
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,386
- Total interior livable area: 1,386 sqft
Property
Details
- Parcel number: 50363029
- Zoning: RM4
- Special condition: Standard
Features
- Stories: 1
Parking
- Total spaces: 1
- Parking features: Covered
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Wildfire
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $1,213 | $14,556 |
| Electricity | $398 | $4,786 |
| Total | $7,748 | $92,976 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $1,199,000 |
| 2026-06-19 | Listed for sale | $1,299,000 |
| 2021-06-22 | Sold | $1,160,000 |
| 2021-06-03 | Contingent | $1,000,000 |
| 2021-05-28 | Listed for sale | $1,000,000 |
| 2021-05-20 | Listing removed | -- |
| 2021-05-05 | Price change | $1,220,000 |
| 2021-04-15 | Listed for sale | $1,250,000 |
| 2015-06-28 | Listing removed | $888,000 |
| 2015-05-12 | Listed for sale | $888,000 |
| 2012-11-07 | Sold | $650,000 |
| 2005-12-30 | Sold | $675,000 |
| 2001-08-07 | Sold | $420,000 |
| 1998-10-01 | Sold | $314,000 |
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