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20700 4th St APT 3, Saratoga, CA, 95070

2beds
1baths
876sqft
$829,000
$946price/sqft
$5,718/moest. monthly cost
$228,720/yrincome needed

About This Home

Welcome to this beautifully updated, ground-floor condo offering 876 sq. ft. of single-level living in Saratogas highly sought-after Gatehouse community! This light-filled 2BR/1BA residence features an open-concept design, fresh interior paint, a beautifully renovated bathroom, and modern wide-plank flooring throughout. The inviting living room is highlighted by a stunning new paneled gas fireplace and flows seamlessly into a gourmet kitchen boasting pristine white shaker cabinetry, elegant quartz countertops, and brand-new stainless steel appliances. Step outside through sliding glass doors to an expansive, private wooden deck enveloped by majestic redwoodsa perfect, tranquil outdoor oasis. Enjoy resort-style living with secure gated access, a sparkling pool, hot tub, clubhouse, game room, and lush landscaped greenbelts with scenic water features. Located in a prime Bay Area setting, you are just a short stroll to vibrant downtown Saratogas fine dining, boutique shopping, and the serene trails of Wildwood Park. Zoned for top-tier, award-winning Saratoga Schools, this move-in-ready home offers the ultimate blend of modern luxury and suburban tranquility!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
9/10
Redwood Middle SchoolGrades 6-81.3 mi
10/10
Saratoga High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Combination
  • Roof: None

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator
  • Laundry features: Coin Operated,Community Facility,In Garage

Bathroom

  • Features: ShoweroverTub1

Bedroom

  • Features: GroundFloorBedroom, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 50363077
  • Zoning: RM4
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Fenced,Gunite,In Ground
  • Fencing: Wood
  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 896 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport,Common,Covered,Electric Gate,Garage Door Opener,Guest,Off Street,Parking Area
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$52$624
Property Taxes $1,077$12,924
Electricity $398$4,786
Total$5,718$68,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,045/yr
40% on housing$171,540/yr
45% on housing$152,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$946This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,369
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$829,000
2025-04-17Sold$775,000
2025-03-28Contingent$799,900
2025-03-11Price change$799,900
2025-02-10Price change$819,000
2025-01-13Price change$849,000
2024-11-05Listed for sale$899,000

For Sale by Agent

AgentSonny James
BrokerageCompound Real Estate

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