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228 Union Ave, Los Gatos, CA, 95032

5beds
3baths
1,974sqft
$2,198,000
$1,113price/sqft
$14,125/moest. monthly cost
$565,000/yrincome needed

About This Home

Welcome to 228 Union Ave, an exceptional duplex opportunity in the heart of Los Gatos. Each unit offers an inviting blend of comfort, functionality, and outdoor living, making this a perfect property for both investors and owner-occupants alike. Both residences feature well designed layouts, abundant natural light, and generous living spaces. Each unit enjoys its own large private backyard, ideal for entertaining, gardening, relaxing, or creating the outdoor space of your dreams. Properties with this level of outdoor usability are truly rare in Los Gatos. With its prime location just minutes from top rated Los Gatos schools, shopping, dining, and major commute routes, this duplex delivers convenience and long term value. Whether you're looking to live in one unit and rent the other, expand your portfolio, or add additional income potential, the possibilities are endless. Dont miss the chance to own a versatile duplex with fantastic outdoor amenities in one of Silicon Valleys most desirable communities.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

10/10
10/10
Union Middle SchoolGrades 6-80.2 mi
10/10
Leigh High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Sealed Crawl space
  • Roof: RolledHotMop

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Door features: Other

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Gas

Interior Area

  • Total structure area: 1,974
  • Total interior livable area: 1,974 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 52744008
  • Zoning: RD
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 7,038 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,114$133,368
Home Insurance *$193$2,316
Property Taxes $2,395$28,740
Electricity $423$5,079
Total$14,125$169,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$484,285/yr
40% on housing$423,750/yr
45% on housing$376,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,113This listing

vs Other Active Listings

Avg $/sqft

ZIP 95032$1,099
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95032$1,285
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$2,198,000
2022-04-19Listing removed--
2022-04-14Price change$3,495
2022-04-11Listed for rent$3,695
2017-12-29Listing removed$3,180
2017-12-21Price change$3,180
2017-11-21Listed for rent$3,300
2017-11-07Sold$1,400,000
2013-10-31Sold$865,000
2013-10-01Pending sale$850,000
2013-09-25Listed for sale$850,000
2013-09-04Pending sale$850,000
2013-09-03Listed for sale$850,000
2013-08-13Pending sale$850,000
2013-08-09Listed for sale$850,000

For Sale by Agent

AgentDominic Gluhaich
BrokerageIntero Real Estate Services

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