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120 Oak Meadow Dr, Los Gatos, CA, 95032

4beds
5baths
4,080sqft
$3,988,000
$977price/sqft
$25,571/moest. monthly cost
$1,022,840/yrincome needed

About This Home

Classic home in Los Gatos, reimagined by renowned local architect Gary Schloh, to blend historic character with modern livability AND A RARE OPPORTUNITY TO CREATE A FAMILY COMPOUND because an adjacent lot with approved plans is also available. Buyer to verify plans with town. See FAQs and plans among disclosures. Set on approximately 12,000 sq ft, the property unfolds into a private, resort-like retreat. The rear grounds evoke an Italian villa with lush landscaping, mature trees, and multiple spaces for entertaining and relaxation. Inside, warm, sophisticated interiors offer seamless indoor-outdoor flow. The living room with fireplace anchors the home, while formal and informal spaces connect to the gardens. Flexible layout includes a separate dining room, media room/4th bedroom and a great room with patio access that could serve as a 5th bedroom, guest suite, or office. The gourmet kitchen features custom cabinetry and premium appliances and adjoining den and laundry room. The primary suite offers tree-filled views, fireplace, walk-in closet, and spa-like bath with soaking tub and shower. Additional features include wine cellar, 2-car garage, and underground utilities. Near Los Gatos Creek Trail, Vasona Lake Park, and downtown.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

10/10
10/10
Los Gatos High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Shake

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bathroom

  • Features: DoubleSinks, TubinPrimaryBedroom, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastRoom, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,080
  • Total interior livable area: 4,080 sqft

Property

Details

  • Parcel number: 52910131
  • Zoning: RM520
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 0.27 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,165$241,980
Home Insurance *$351$4,212
Property Taxes $4,181$50,172
Electricity $874$10,498
Total$25,571$306,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$876,720/yr
40% on housing$767,130/yr
45% on housing$681,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$977This listing

vs Other Active Listings

Avg $/sqft

ZIP 95032$1,101
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95032$1,285
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$4,498,000

For Sale by Agent

AgentRobin Sedgwick
BrokerageColdwell Banker Realty

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