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145 Central Ave, Los Gatos, CA, 95030

5beds
5baths
3,808sqft
$4,388,888
$1,153price/sqft
$27,870/moest. monthly cost
$1,114,800/yrincome needed

About This Home

Timeless design meets modern luxury in this newly renovated residence offering approx. 4,608 sq.ft, including a detached 800 sq.ft. ADU. Over $700K has been invested in creating a new primary suite, enhancing the ADU, and updating finishes throughout. Ideally located close to town and schools, yet tucked into a quiet hillside setting with stunning views, the home blends sophistication with comfort. Curated finishes create an inviting atmosphere, while the flexible floor plan suits multigenerational living, with gathering areas and private retreats. The chefs kitchen features Wolf and Sub-Zero appliances and opens to multiple living and dining areas for living and entertaining. Outdoor terraces capture mountain and city-light views. The primary suite occupies its own level and offers a spa-inspired bath, dual shower, sitting area, and custom cabinetry. The lower level includes an additional suite with fireplace and private deck, plus two bedrooms, two baths and a study, ideal for extended family, guests, or a nanny. A garden level with lawn, outdoor kitchen, and cinema adds versatility. The detached ADU above the oversized garage offers flexible living options for family, guests, or potential income as an executive rental. Moments from downtown Los Gatos and Testarossa Winery.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

10/10
Los Gatos High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Slab
  • Roof: Composition, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Wine Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, Skylight, StallShower2plus, TubinPrimaryBedroom, PrimaryOversizedTub, HalfonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Walk-In Closet(s)
  • Door features: None
  • Number of fireplaces: 3
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: 2 plus Zones
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,808
  • Total interior livable area: 3,808 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 52936004
  • Zoning: HR110
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 6,600 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,192$266,304
Home Insurance *$443$5,316
Property Taxes $4,419$53,028
Electricity $816$9,798
Total$27,870$334,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$955,542/yr
40% on housing$836,100/yr
45% on housing$743,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,153This listing

vs Other Active Listings

Avg $/sqft

ZIP 95030$1,337
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95030$1,383
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$4,388,888
2022-06-03Sold$3,512,000
2022-04-07Listed for sale$3,499,000
2012-04-03Sold$1,350,000
2012-02-04Listed for sale$1,350,000

For Sale by Agent

AgentRobin Sedgwick
BrokerageColdwell Banker Realty

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