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449 Alberto Way Unit 131, Los Gatos, CA, 95032

2beds
2baths
1,076sqft
$599,000
$557price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Welcome to Los Gatos Commons, one of the areas most desirable 55+ communities, just moments from vibrant Downtown Los Gatos. This beautifully ground-floor residence features a light-filled open layout with radiant heating and stylish modern finishes throughout. The kitchen showcases elegant granite countertops, white cabinets, newer fixtures including a stove, microwave, and dishwasher. Both spacious bedroom suites offer comfort and privacy, while the enclosed private patio provides a peaceful space to relax and enjoy the tranquil surroundings. Enjoy a serene lifestyle with easy access to shopping, dining, walking trails, and all the charm of Downtown Los Gatos. Convenient access to Highway 17 makes commuting simple while still enjoying the comfort and quiet of this welcoming community.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

10/10
Los Gatos High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: ShoweroverTub1, StallShower

Bedroom

  • Features: GroundFloorBedroom, PrimaryBedroomonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Security Gate
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,076
  • Total interior livable area: 1,076 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan

Property

Details

  • Parcel number: 52946007
  • Zoning: PD
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Carport,Covered,Guest,No Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$52$624
Property Taxes $677$8,124
Electricity $398$4,786
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 95032$1,114
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95032$1,285
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$599,000
2026-06-26Price change$615,000
2026-05-29Listed for sale$625,000
2014-12-05Sold$460,000
2014-11-22Pending sale$495,000
2014-10-04Listed for sale$495,000
2006-08-10Sold$440,000
2004-09-08Sold$310,000
1999-11-04Sold$211,000
1995-05-10Sold$145,000

For Sale by Agent

AgentKim Lam
BrokeragePremier Century Real Estate Services

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