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136 Loma Alta Ave, Los Gatos, CA, 95030

3beds
3baths
2,104sqft
$2,798,000
$1,330price/sqft
$16,466/moest. monthly cost
$658,640/yrincome needed

About This Home

Nestled in a coveted Los Gatos neighborhood, this beautifully remodeled home blends timeless character with flexible living and future potential. A welcoming front porch leads into a warm living room featuring wood floors, a wood-burning fireplace, and beautiful stained-glass windows. The thoughtfully designed living spaces are ideal for both everyday living and entertaining, while a covered deck offers peaceful views of the surrounding hills. The property includes a detached ~200 sq ft office (former carriage house), perfect for remote work or creative use. Set on a 7,000 sq ft lot, the home features private gardens, a detached two-car garage, and rare rear alley access. With approximately 2,100 sq ft of total living area, the property also offers potential for future expansion or customization (buyer to verify). Alley access presents a unique opportunity for additional development, including possible ADU options (buyer to verify). Ideally located near downtown Los Gatos, top-rated schools, and local amenities, this home offers a rare combination of immediate livability and long-term upside.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
Los Gatos High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: ShowerandTub, FullonGroundFloor, OversizedTub

Bedroom

  • Features: GroundFloorBedroom, InvertedFloorPlan, PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastRoom, DiningL, EatinKitchen, FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,104 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Stone, ExhaustFan, Pantry

Property

Details

  • Parcel number: 53229034
  • Zoning: R18
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street,Parking Area,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Landslide
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,148$169,776
Home Insurance *$282$3,384
Property Taxes $1,585$19,020
Electricity $451$5,414
Total$16,466$197,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$564,548/yr
40% on housing$493,980/yr
45% on housing$439,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,330This listing

vs Other Active Listings

Avg $/sqft

ZIP 95030$1,332
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95030$1,383
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$2,798,000
2026-03-11Listed for sale$2,899,000

For Sale by Agent

AgentNicolette Rodman Kelly
BrokerageGolden Gate Sotheby's International Realty

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