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237 Harding Ave, Los Gatos, CA, 95030

3beds
2baths
2,326sqft
$3,298,000
$1,418price/sqft
$21,082/moest. monthly cost
$843,280/yrincome needed

About This Home

Authentic adobe hacienda in heart of dwntwn Los Gatos! Timeless craftsmanship-warm & inviting. Classic clay tile roof, textured adobe construction, rich architectural details-essence of traditional Spanish/Mexican design offering comfort & functionality thru-out! Front Hacienda courtyard w/ built-in BBQ, terracotta tile patio. Living room enjoys a lg picture window & seating centered around wood burning fireplace. Kitchen combines rustic charm w/ modern convenience, featuring polished marble countertops, travertine backsplash, farmhouse sink, hammered metal hood above Wolf cooktop. Dining room w/ French sliding doors to rear yd. Brazilian cherry hdwd flrs thru hall to beds & baths. Primary suite-peaceful retreat w/ gas log fireplace & French doors to private patio. Spacious walk-in closet for ample wardrobe storage. Bath includes soaking tub, separate shower, hammered copper vanity sinks compliment relaxed design. Wine room w/ terracotta wine holders & glass front cabinets. Laundry rm & spacious office offers ample storage & built-in work-station. Backyard continues homes relaxed, private feel. Brick patio, sweeping lawn surrounded by lush garden, raised beds, hot tub & tall hedges for privacy. Stroll to top LG Schools K-12!, dwntwn LG shops & dining, easy commute access!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

10/10
Los Gatos High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Roof: Foam, Clay

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Built In Oven,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, StallShower2plus, Stone, Tile, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus, GroundFloorPrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,326
  • Total interior livable area: 2,326 sqft

Kitchen

  • Features: Countertop_Marble, ExhaustFan, Skylights

Property

Details

  • Parcel number: 53235010
  • Zoning: R18
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Barbecue
  • Spa features: Other
  • Fencing: Back Yard

Lot

  • Lot size: 10,496 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Landslide
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,676$200,112
Home Insurance *$333$3,996
Property Taxes $3,575$42,900
Electricity $498$5,985
Total$21,082$252,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$722,811/yr
40% on housing$632,460/yr
45% on housing$562,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,418This listing

vs Other Active Listings

Avg $/sqft

ZIP 95030$1,330
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95030$1,383
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$3,298,000
2011-04-10Listing removed$1,275,000
2010-12-10Sold$1,150,000
2010-11-13Pending sale$1,275,000
2010-10-30Price change$1,275,000
2010-08-07Listed for sale$1,395,000
2002-03-15Sold$1,250,000
1995-12-19Sold$625,000

For Sale by Agent

AgentAmy McCafferty
BrokerageGolden Gate Sotheby's International Realty

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