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20378 Black Rd, Los Gatos, CA, 95033

3beds
3baths
3,035sqft
$3,035,000
$1,000price/sqft
$19,980/moest. monthly cost
$799,200/yrincome needed

About This Home

Immaculately maintained and thoughtfully upgraded, this exceptional private estate is just 5.4 miles from downtown Los Gatos. Set on nearly 2 beautifully landscaped acres of rare, all-usable land, the front yard overlooks a gently sloping 1+ acre meadow with expansive long-range views, while the backyard is framed by mature forests, creating a peaceful and private setting. Offering approximately 3,000 sq ft of living space, including a private 512 sq ft studio apartment with its own entrance, the property is ideal for guests, extended family, a home office, or rental income. The main home features 3 bedrooms, 2 baths, a versatile loft, vaulted ceilings, abundant natural light, and a spacious great room. The kitchen offers generous space for cooking and entertaining. Amenities include a black-bottom micro-pebble pool with automatic safety cover, a 120 sq ft climate-controlled wine cellar, fully deer-proof orchard with 25 mature fruit trees, automated irrigation throughout the property, finished heated garage/fitness studio, separate laundry, utility and mechanical rooms, tool/equipment shed, recent 50-year roof, new 3-zone HVAC, backup generator, security system, water softener, and reverse osmosis drinking water system.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
10/10
Los Gatos High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Slab,Crawl Space,Sealed Crawl space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Freezer,Disposal,Range Hood,Ice Maker,Microwave,Built In Oven/Range,Built In Gas Oven/Range,Refrigerator,Wine Refrigerator,Washer/Dryer,Water Softener
  • Laundry features: In Garage,Tub/Sink,In Utility Room

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningFamilyCombo, DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing

Heating & Cooling

  • Heating features: Central Forced Air,Heat Pump,2 plus Zones,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,035
  • Total interior livable area: 3,035 sqft

Kitchen

  • Features: ExhaustFan

Property

Details

  • Parcel number: 54416014
  • Zoning: HS
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Black Bottom,Pool Cover,Fenced,Solar Heat,In Ground
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Storage Shed Structure
  • Has view: Yes
  • View description: Forest/Woods,Mountain(s),Pasture
  • Horses can be raised: Yes

Lot

  • Lot size: 1.86 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,346$184,152
Home Insurance *$1,077$12,924
Property Taxes $2,907$34,884
Electricity $650$7,809
Total$19,980$239,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$685,028/yr
40% on housing$599,400/yr
45% on housing$532,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$679
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$3,035,000
2001-12-28Sold$990,000
1996-04-16Sold$550,000

For Sale by Agent

AgentMichael R Simpson
BrokerageCruz Properties

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